Changes at HFO / Turnbull Rutherford – Quarterdeck Law Ltd

[mohair]

No just had a letter back off TR they still intend to go to court. Have again replied saying no credit agreement just an application form and it took them 8 months to send that and I intend to defend it to the hilt. Also sent full complaint to oft.

[DonkeyB]

Get your story up and see if we can’t nip them in the bud. Why wait till you receive a claim?

 

Lots of ways to skin that particular cat. Any issues other than the incomplete s78 CCA request? Because that can be overcome with a pliant judge and careful use of Carey v HSBC, or simply by coming up with the goods. Any default notices?

 

(My moggie has just done a runner...)

[batleyboy]

This is the letter:

 

NOTICE OF APPOINTMENT

 

Date: 26-01-2012

Account No.

HFO Ref.

 

Dear Mrs.xxxxxx

 

IMPORTANT INFORMATION ABOUT YOUR ACCOUNT

 

We are writing to let you know that we have passed your account to Roxburghe (UK) Limited for administration and all future contact must be made with them. They have a specialist Customer Relations Team that is skilled in dealing with accounts and situations of this type. If you are utilising the service of a third party Debt Management Company, please pass them a copy of this letter and ask them to get in touch with our appointed agents, details of which are listed below.

 

What this means for you:

 

* If you are currently paying your account you do not need to make any changes.

* If you are not currently paying your account, you need to pay the outstanding balance of xxxxxx on your xxxxx account exclusively to Roxburghe.

 

From now on, please direct correspondence and inquiries to oxburghe which is servicing the account on behalf of HFO Capital Ltd:

 

Roxburghe (UK) Limited

PO Box 342

West Byfleet

Surrey KT14 6Y

Telephone: 01932 332027

 

Yours sincerely

 

D H (this is a signature and I could only recognize these two capital letters)

HFO Capital Ltd

 

 

I got the said same

 

http://i854.photobucket.com/albums/a.../hfo150312.jpg

[sillygirl1]

Clearly the signature on Battleboy's letter is that of Badri Nathan (I used to work for doctors so I can read appalling handwriting fairly easily!). He is one of the people behind HFO and, I believe, their funding partner.

[sillygirl1]

Info on him from Google search

 

http://www.directorsintheuk.co.uk/company-director/25607/BADRI+NATHAN

 

Info on him at Validor, the parent company

 

http://www.zoominfo.com/#!search/profile/person?personId=31203794&targetid=profile

[MAGDA]

Any news on what is happening with the OFT's MTR re: HFO. Seems to have gone very quiet - I thought a company could appeal against a MTR, but on checking the list of pending appeals, it doesn't seem to mention anything about HFO. Is it all still going on behind the scenes?

[DonkeyB]

Interesting that the HFO Services website is showing details for Turnbull Rutherford, not HFO.

 

http://www.hfoservices.com

 

Wonder if they have permission to do this from the administrator of HFO Holdings, which actually owns HFO Services now? Or perhaps Mr Alice is anticipating that TR or someone equally close may buy out the HFO Services interests from the administrator at a knock down price (then discover rather a lot of ‘forgotten’ accounts)? I think we should be told...

[broken arrow]

Litigation specialists, what on CPR 38 discontinuance.......

[DonkeyB]

They have gone rather quiet. Which is suspicious – it’s like a playground bully suddenly being nice. You just know they’re up to something bad.

[angry cat]

Could it be that we will all see a similar situation to that which happened to Robinson Way & Co Ltd?

Later to become, Robinson Way Limited.

 

Most of these DCA firms are or, have experienced financial difficulties and required bailing out by firms such as Duke Street Capital and similar...

[DonkeyB]

Watch this space...

[angry cat]

http://www.companiesintheuk.co.uk/ltd/hfo-(uk)-holdings

[cerberusalert]

HFOs declared finances don't look healthy http://companycheck.co.uk/company/05629364

 

Mind you they wouldn't be if they're in liquidation http://company-director-check.co.uk/director/908931955

[DonkeyB]

Just thought I’d bump this one up.

 

Small updates:

 

HFO (UK) Holdings Ltd remains in voluntary liquidation (ie. the company appointed its own liquidator).

 

The assets of HFO (UK) Holdings Ltd includes the assets of HFO Services Ltd (which is NOT in liquidation but trading).

 

In the meantime, Mr Alasdair Turnbull, one time director of nearly all of the HFO companies, and director of Turnbull Rutherford solicitors which actually runs HFO Services, has recently changed the name of a company of which he is at present the sole director and shareholder.

 

The dormant company was called Cambridge Credit Ltd, but was renamed in June 2012 as Prime Arbor Capital Ltd.

 

A domain name, primearborcapital.com, was registered in February, not long after the Quarterdeck name change cock-up. Astonishingly, this domain name – primearborcapital.com – is registered to Badri Nathan, a director of HFO (UK) Holdings and business partner of Alasdair Turnbull.

 

Prime Arbor Capital amazingly efficiently filed its accounts for the year to 31 July 2012 on 6 August – just one week later.

 

Far be it from me to suggest that anything amiss is afoot, but Mr Turnbull appears to be setting his business in motion. With some assistance from Mr Nathan. As far as I know, their debt collection activities still under investigation by the OFT (which has made no announcement to the contrary).

 

And of course, I’m not suggesting that there is any possibility of undervalued HFO Services assets being sold to Prime Arbor Capital Ltd, not at all. But, just imagining it did happen, I do hope the valuation of HFO Services Ltd’s assets is an accurate one which takes into account all the court judgments it has in its possession, probably lodged at the premises of Turnbull Rutherford (which actually runs the company). Because according to the records filed at Companies House, there’s a lot of redundant former HFO employees who will be waiting for a payout.

 

Watch this space. Hope the OFT are looking in.

[sillygirl1]

I'd report it to Companies House, particularly in view of Mr Turnbull and Mr Nathan's other activities being under scrutiny.

[DonkeyB]

Well, they haven’t done anything wrong, but their activities and licences are under review. We know little else.

 

I was just pointing out what has been happening...

[Innsmouth]

Thanks for the update DB.

[psmith64]

subbing with interest !!

[MJU]

Turnbull Rutherford / HFO

 

It seems that this company has reared its ugly head again ! I have received a letter stating that I'm in arrears and its from Turnbull Rutherford Solicitors and signed by Rodney Hypolite. I had a previous payment returned by the Post Office from their previous address. Their new address that they're trading from is :-

Building 3 Chiswick Park,

566 Chiswick High Road,

London, W4 5YA.

Is Alistair Turnbull still undergoing voluntary liquidation and are the Office Of Fair Trading investigating ??

I would be grateful for any information regarding this.

[BRIGADIER2JCS]

Rodney Hypolite either once a debt collector now a currecy trader?? or an internationally known power lifter, the former is active in the Kingston area of London.

[DonkeyB]

That is he – dealer in fine art as well, I believe. Apparently a very nice chap (which breaks the mould at TR).

 

(I hope they don’t annoy him – sure he could hold his own...)

 

Did TR inform you when they moved? They should have. Any failure to take payment for that reason is down to them.

 

Who owns your debt? HFO Capital or HFO Services? Both are trading – it’s HFO (UK) Holdings, which owns HFO Services, that’s in voluntary liquidation. HFO Capital and HFO Services have always been there – just rather more quietly than usual.

[MJU]

Thank you for the information.

Crikey, it sounds like this Hypolite person is yet another dodgy character ! He is using the Turnbull Rutherford letterhead though. The letter I received stated that I had arrears and also that their letter was a final reminder. I can hardly be blamed for them changing address and not informing me !

I have written a letter to them stating this and enclosing the returned payment to them. For the time being I can't see that they can take this further but I will keep you posted.

Can people that are in voluntary liquidation and being investigated by the OFT do this - is it legal for them to continue but at a different address ?

[MJU]

Donkey B - Thank you for your response.

The letter I received is a Turnbull Rutherford letterhead. In the letter they have put Our Client: HFO Services Limited.

I thought that Alistair Turnbull actually bought the debt from them - is this the case. It was initially a Barclaycard debt.

[broken arrow]

How long have you been making payments, have they sent you an annual statement.did this ever go to court?

[MJU]

Broken Arrow - Thank you for your response too.

I have been making payments since Oct 2007 after they obtained a CCJ. They did however try to state that I was in arrears previously, which I wasn't, and take me to Court a couple of years back. I, with the help of Manchester Advice, got this transferred to a Court in Manchester and when I attended they didn't turn up. The Judge threw it out anyway because they were 'out of time', whatever that meant. As you can imagine, I was quite happy with this outcome.

No, they have never sent me any kind of annual statement.