Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

help needed on my payday express loan


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4539 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

hiya i took out 2 payday loans few months ago, and no am unemployed.

 

i have dealt with wage day advance and in the process or setting up an arrangement.

 

however i have phoned payday express and they are refusing to help...i havnt told them im unemployed yet, should i do this?

and they are wanting £550 (inc interest) on friday 23rd december....help!!!

Link to post
Share on other sites

Quote i havnt told them im unemployed yet, should i do this?In the nicest way lose the shame and don't be put of, please tell PDE about your position of unemployment today it will change things greatly. If on bens you should only be paying token payments of £1.00 pcmbut the sooner they know the better x

Happy to share my experience but for your own protection, please check and double check what myself and other Caggers inform

...

“Nothing in this world can take the place of persistence.”

 

:-)

Link to post
Share on other sites

Their criteria for accepting payment plans is harsh..

 

But you have genuine reasons for requesting a payment plan. YES tell them straightaway!! But not by phone! Letter or email.

 

New bank account us advisable also... They have in the past raided other people's accounts.

It never rains but it pours...

Link to post
Share on other sites

  • 3 weeks later...

i have finally got somewhere today. have done all by phone as didnt reply to email.

have spoke to a manager and am paying £10.00 per week, which is what i asked for. they also took some interest off and refunded my late payment charge, really happy

Link to post
Share on other sites

i have finally got somewhere today. have done all by phone as didnt reply to email.

have spoke to a manager and am paying £10.00 per week, which is what i asked for. they also took some interest off and refunded my late payment charge, really happy

 

So your paying £40 a month ? whilst out of work ?

Hope you can afford to keep up with the payments and not been pushed into something on the pretext something will be waived!

Please get your plan in writing for your own sake - you may need it

 

x

Happy to share my experience but for your own protection, please check and double check what myself and other Caggers inform

...

“Nothing in this world can take the place of persistence.”

 

:-)

Link to post
Share on other sites

Yeah. its going to take me just over a year to pay it back. I dont want to be with them any longer.

If I can pay more at some point I will

 

plus not wanting to be out of work too long...i have 2 small children who are expensive and none of my plans included becoming a benefit scrounger!

I have my plan in writing, the guy on the phone even checked I had received it!

Link to post
Share on other sites

Kayester - I have every respect for you x what a shining role model you are setting to your children,my parents did exactly the same (albeit not quite the same as PDL debt!) but which has gone some way to see me through the tunnel Please on that letter of yours just make sure you should have agreed repayment amount shown and what the total figure of amount owed is/was God bless : )

Happy to share my experience but for your own protection, please check and double check what myself and other Caggers inform

...

“Nothing in this world can take the place of persistence.”

 

:-)

Link to post
Share on other sites

Guest Sychoski

Good stuff! :)

 

I was just about to give up on Payday Express but got a phone call today and they agreed to my £25 per month repayment with no extra interest or charges.

 

They can be beat :D

Link to post
Share on other sites

That's fantastic news!!!

 

Maybe they'll be notifying me at some stage today that they'll be accepting my payment plan... I'm not holding my breath though.

 

But nonetheless! I'm pleased for you :)

It never rains but it pours...

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...