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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Lawrence Charlton Specialist Debt Solutions - mugged me


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Hello!

 

Set up an arrangement (DMP) with these people and due to house repo failed to keep up the arrangement.

 

We never got a statement from them in the time we paid them, although we did get acknowledgments of our payments.

 

It's been a year since our last payment to them and now we are being chased by a DCA for the full amount of one of the debts which should have reduced under the DMP (see second thread)

 

Any one else had dealings with these people? Do they pay the debts for you or is it just a hoax?

 

Thank you

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Please see my earlier thread regarding Lawrence Charlton.

 

We had a letter last week from HL asking us to confirm we were the people they were trying to trace on behalf of Data Verification Services Limited.

 

Googled them and obviously came across so much scary stuff didn;t contact them (although the letter did raise my eyebrows straight away).

 

Today we got a letter from CapQuest regarding a debt we were paying through Lawrence Charlton (LC).

 

Have asked my husband to check on Equifax all the outstanding debts but would like some help as to which order to sort this out in.

 

Do we get stuff sorted with LC as to what has been paid etc, or should we do that at the same time as sending CQ the letter from the debt pages (sorry brain is swimming with all this and can't remember its code now).

 

All help gratefully received.

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looks like they've been pocketing all your payments

 

sadly thats one of the pitfalls of using a DMP co

everything you pay

get swallowed by their stealth fees and charges

and nothing goes to the OC's.

 

i think you need to get both your cra files

 

and lets SEE what you owe

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 year later...

i have my debit management plan with Lawrence Charlton i have had my plan for just under a year i am very happy with the service from them. the creditors are getting their payments and they give me advice if i need it they make things a lot clearer

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pigs fly aswell!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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