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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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I'm not going to argue the legalities of this as I do not have the training nor knowledge. I will leave it for you to take over and do the next few defences and see what happens. I don't have time to spend on this forum counter arguing what has already been discussed time and time again.

 

I'm not here to take over, I'm simply looking to gleen understanding as to what legal principles can be used to overcome PDL claims as a whole. As you know CAG has always taken pride in being an open and free forum integral in helping folks en-masse. It's quite obvious that we are going to have more and more folks with queries of this nature, it's also quite obvious that over time these lenders are going to start bringing more and more solid claims. It's not about any one person in particular writing defences for people - it's about our community coming together to share ideas, and to provide a common platform to assist people to the best of our abilities. I read talk of 'killer defences' yet I don't see a great deal being mooted on the forums. Like our successes with bank charges and the like we are at our best when we all work together and share ideas.

 

All the signs (from CAG and other information too) show that PDL companies are going to get more and more clever, with contractual terms becoming more and more technical and onerous. This is why we all need to work together.

 

Hope this makes sense!

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Quick update, MiniCredit are slapping on charges left right and centre, and not answering my emails. How else can I contact them, I'm not ringing an 0870 number. QuickQuid are being a bit funny too, I paid £38.77 and now they say I have to pay the rest of the interest, about £25.00 before I can go on a payment plan, but it has to be today, I emailed back saying it wasn't going to happen.

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:violin::whoo:

Hi..I'm in the same boat as you. I contacted Quick Quid on Monday via live chat and explained i was unable to pay. I have set up a Pre-Default Payment Plan but over 4 months starting at the 30/09/11.

glad u got a payment plan but they will record it on ur credit file as when i got my plan last week they emailed me a snotty email saying they will report it on my file ,this is because i told them id reported them for fraud but i couldnt care less what they do as my intention is to be free from them by xmas ,but good luck to u xxxxx:whoo:

Edited by quackquack
QUICK QUIDS NASTY RESPONSE BY EMAIL BECAUSE I REPORTED THEM FOR FRAUD ON MY BANK ACCOUNT
:violin::ban::lock1::bump::clock:
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  • 2 weeks later...

Hi there

 

For Minicredit emailing - give this a try ? info@minicredit.co.uk

from an April 2011 dated email I have, so might have changed but could be worth a go

Happy to share my experience but for your own protection, please check and double check what myself and other Caggers inform

...

“Nothing in this world can take the place of persistence.”

 

:-)

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