TXT Loans has anyone had any luck with them?

[Darren MO]

Has anyone had luck with these as this is another company i am gonna need a repayment plan with.

[amy_louise]

Hi Darren,

I have found it pretty easy to set up a repayment plan with TXT Loan, they will tell you that the lowest amount they accept is £50 luckily for me i can afford that, i dont know how easy they are if you want to pay back lower than that but they are quite easy to talk to and agree with.

[Darren MO]

Hi Darren,

I have found it pretty easy to set up a repayment plan with TXT Loan, they will tell you that the lowest amount they accept is £50 luckily for me i can afford that, i dont know how easy they are if you want to pay back lower than that but they are quite easy to talk to and agree with.

 

are you paying back £50 a month? how much do u owe?

[amy_louise]

I took out a loan with them for £100 and they say i owe £190

Im paying £50 per month for four months

[ksmiggy]

I had £300 + 51 interest, they took a £60 a month offer, tried to add charges, but argued those and got rid of most.

[Darren MO]

I had £300 + 51 interest, they took a £60 a month offer, tried to add charges, but argued those and got rid of most.

 

How much did you end up paying?

[ksmiggy]

have an arrangement for 7 months, so 1 month more than the original amount, only just started it though, they tried to ad 150 all in all. will let you know which payment I stop on. I thought they were reasonable to be honest.

[sarahlloyd]

I had a plan of £50 pm and have their bank detail if you need them - unfortunately for me they've now set freds on me even though i've made payments on time

[tono688]

I had a plan of £50 pm and have their bank detail if you need them - unfortunately for me they've now set freds on me even though i've made payments on time

 

 

I must have been lucky! I owed 160 on a 100 pound loan and they accepted 25 a month straight away!

Tx

[fernal]

I had a 100 loan with them and they accepted 39 per month x3 straight away.

 

fernal

[UnionCityGirl]

They accepted £30 a month from me without any hassle

[Lady never again]

Has anyone had luck with these as this is another company i am gonna need a repayment plan with.

 

Hi there I found txt loan not too muvch of a problem , told them I could only committ to £25 a month, They tried to say I could only do £50 which I just said as not a realistic amount for my budget and that £25 was all I could realistically committ to. They accepted straight away and I set up a standing order- already started paying back-

[Darren MO]

Has anyone got an actual email address for txt loans? as i don't really want to use there contact form on website as i will have no proof of sending it.

[UnionCityGirl]

No don't think I did - I just messaged via the site.

[Darren MO]

No don't think I did - I just messaged via the site.

 

Using there contact form? Did they get back to you quick and what happened?

[Darren MO]

i going to message them in a bit so any advice would be very useful

[ksmiggy]

they respond quite well, you can paste the whole conversation into a word doc if you want to keep proof.

[Darren MO]

When you message them and they message you back there message comes up on a sort of email chat page when they message you again on it do you get an email telling you?

[Darren MO]

they want me to pay £349.73 over 7 months for a loan that was originally £200/ £234 with interest, i have offered £302 what does everyone else think

[ksmiggy]

I used the arguement that their charges were unfair and that if I paid them, I would only end up taking them to court to get them back , they caved in and made me an offer as a goodwill gesture , reducing it to less than I offered them, took a few back and forths first though, show them that you are being fair and they will have to be or risk losing any hope they would have in court.

[Darren MO]

they want me to pay £349.73 over 7 months for a loan that was originally £200/ £234 with interest, i have offered £302 what does everyone else think

 

I have decided to just pay the extra £47 its far easier and less hassle.

[azzadle]

I found them quite easy to negotiate with. I offered 10 equal payments on a balance on £349.72, they replied saying they'll accept £80 payments. I said no, I can only afford £35 payments to which they said they'll accept £60 payments. Back and forward again, they said £50, I said no. Next email they accepted the £35. Persistance people!