Stop being unkind to Red Debt Collection

[Revenant]

Good morning

 

I find that I must write in defence of Red Debt Collection

 

They wrote to me late Feb regarding an HSBC debt ( I've never signed up for HSBC accounts) and they kindly offered a 70% discount to settle/clear or a payment plan of £10 a month

 

Now that put me in a quandry as I didn't have the lump sum required and I didn't think it fair to enter into a plan that would take 300+ years to complete knowing that I wont be around that long so to my shame I ignored them

 

Do you know what??

 

Red are so concerned about me clearing this matter up that they wrote again over the weekend and offered me the chance to settle for just 15% of the original amount (85% discount), now come on fellow caggers how decent is that

 

I'm not about to tell them that Lowell blew this out via Philips last year due to no paper work plus it's now over 6yrs (and the defaults gone) because if they keep offering discounts maybe I'll be able to get them to pay me for closing the account

 

I've posted this not only to give us all a laugh but also in the hope that new comers being hounded by Lowell/Red/Hamptons will see how pathetic they really can be

 

Regards

 

R

Edited April 4, 2011 by Revenant
Re wrote the figures

[padja]

At first I thought we had an infiltrator in our ranks............but that brightened up monday morning and amzingly they offered me the same deal, I too am hoping that in another 2 years they will be offering to pay me 15% of the alleged debt......

but you're right it does show that newbies have nothing to fear from these numpties

[247orbital]

I will always happily consider paying any DCA who contacts me especially by telephone with a card.

 

A birthday card, christmas card!

 

I'm also open to offers of reduction, but i'm looking for about 110% reduction.

[cerberusalert]

Blimey, I was just about to call the nurse when I read the thread title I thought the OP had escaped out of bed again.

[Revenant]

Blimey, I was just about to call the nurse when I read the thread title I thought the OP had escaped out of bed again.

 

Cheers cerb

 

Thought the title might provoke a few comments . . . pmsl

 

R

[victoria_siempre]

Hi guys

 

Whilst rev is a great preacher, gifted with speaking in tongues and handling snakes, he has been known to use cheek.

 

How ya doing rev?

 

love

 

vic

[Revenant]

Hi guys

 

Whilst rev is a great preacher, gifted with speaking in tongues and handling snakes, he has been known to use cheek.

 

How ya doing rev?

 

love

 

vic

 

 

Morning and thanks vic

 

I'm doing ok, what about your good self

 

R x

[victoria_siempre]

Hi R

 

Great. Just wondering why the 'phone never rings and the DCA billets doux have stopped; is it something we said?

 

x

 

v.

[Revenant]

It could well be vic

 

It is nice to think that maybe just maybe we're doing our bit to hit them where it hurts

 

R x

[victoria_siempre]

Hi R

 

Although Debt management today think we're unreliable:

 

"Answer: Unfortunately, and you would not have been aware of it, such websites as Consumer Action Group is renowned for being very unreliable. They are used mainly by bloggers for ‘shouting’ at creditors and debt collection agencies."

http://www.debtmanagementtoday.co.uk/debt_doctors

Notwithstanding that a later piece of their 'advice' bears a remarkable similarity to a CAG posting; I'm sure that they like us know what they're doing.

 

x

 

v

 

x

[Revenant]

Imitation versus flattery has a very fine line between eh vic

We all know the DCA's hate anything/anyone that shsows them up for what they are but don't have the brains to change

R x

[hennessy13]

On the DCA paying us note, has anyone thought of using an 0844 number for all correspondence and applications? You can redirect these numbers to any number just by typing it into the website... or even disconnect it the same way. It's free, too.

 

http://www.heart-telecom.com/business-phone-numbers/0844-phone-numbers.html

 

Make a penny per minute for all of those annoying calls. Due to their persistence, it may mean you actually do make a small profit... and even if you don't, it still costs them to hassle you...

 

110% discount anyone?