quick quid, 247moneybox, payday express and mr lender payday loans **

[ICECREAM69]

HI,

 

does any one know of the banking details for the above? i have loans with them which are going to default on 31/3/11 and wanted to make my payments to them without handing over my card details. I have spoken to quickquid who have agreed a 3 month plan, 247moneybox refused to accept a payment plan and insisted i rollover the loan, which i refuse to do. Payday express are ignoring all emails i send and advisors keep telling me its a short term loan and i knew that when i took it out. Mr Lender refused to accept any payments, my problem is i dont want them calling me at work as the landline is answered by people i work with and i cant always answer it first.

Any advice is appreciated!

 

Icecream69

[ihateyes]

express are unsympathetic. want thier pound of flesh.

keep emailling them. and get new bank account.

[slimtrader]

payday express will sell debt to fredriksons straight away and you can then negotiate with them

[sillygirl1]

Get an alternative bank account in place, use the Halifax Easycash account as a backup if you can, you get online facilities and a debit card, simply changing your debit card won't stop the raids on your funds.

 

Keep everything in email in case they turn nasty and try court, it is unlikely but there are good successful solid defences available now which tend to stop them in their tracks, you CANNOT go down the route of default notices being defective and contracts being defective to 'unenforce' the claim.

 

The basis of any negotiation is the original loan amount plus one months interest, anything else would be deemed excessive in the courts, mostly due to the high interest rates these companies like to charge, and their unjustifiable 'arrears fees'.

[ICECREAM69]

Hi Guys,

 

Thank you for your replies, i have changed my bank account and closed the previous one. I dont get a debit card with my new account so will that mean i can only make payments with standing order? has anyone had any experience in telling them that you dont have a debit card?

I have been paying these loans and interest for too long i need to get a grip of it all and sort it out. I am just concerned as my default date will be this thursday but i am in a meeting all day so wont be able to answer my mobile. I am worried all my payday loan companies will ring my office which is answered by anyone. I dont want ppl at work knowing i have payday loans. I know its the least of my worries but i just dont know how i am going to sort this. I am expecting a bonus next month which i can use to clear most of the smaller loans that i have but am worried bout what i will do until then.

 

Thanks.

 

Icecream69