Cifas Category 6 First Party Fraud

[rachelanne]

Pleases help me!!!!!!

 

I paid a cheque into my bank account at Lloyds which was fraudulent,

which it turns out the cheque was stolen,

the bank thinks the company were trying to use me in a fraudulent way.

 

 

I was not involved and I have proof.

I'm an honest person.

I have a Category 6 First party fraud against my name.

 

 

I am going through Lloyd’s complaints department about this matter but not really getting anywhere.

I cannot get a bank account anywhere now.

 

 

Lloyds have told me it will stay on my credit file of 6 years, which I think is crazy...

 

 

Can anyone suggest how I can get it removed, as I have looked on Cifas website

and it says the member who added it needs to remove it, i.e.: Lloyds...which I don’t think they will. .

 

 

I have been to the police to see if the bank have informed them of this matter

but Lloyds have not contacted the police.

 

 

Surely if Fraud is a big thing then I can’t understand why they don’t inform the police!!!!

I called the FOS but they are not sure if they can help.

 

Thank you

[liquidauctions]

Hi,

Before I advise you, how did you get your hands on the cheque?

[rachelanne]

It was from a company for Mystery Shopping,

they said they would first send the cheque and then my assignment package

I paid the cheque into my account but in the end they didnt sent my assignment.

 

 

Looking back I should of realised something was not right

but at the time I was not working so any money was helpful.

 

 

Im not coming on here to but judge like I have on other forums,

all I'm asking does anyone know how to removed a Cifas marker!!!!!!

[Seminole]

Presumably part of the process was that you would make a payment to a third party through a service such as Western Union.

This is a classic s c a m and is well documented on the internet.

 

 

It's a bit late now but never respond to unsolicited job offers/ loan offers

or a suggestion that someone you have never heard of has left you $50squillion in their will.

Not only will you be party to or a victim of a fraud,

it merely encourages the fraudsters to clog up peoples' email even more.

 

I'm not sure what you can do in these circumstances.

If you can demonstrate through documentation that you have not profited from this s c a m

then you could legimately make a complaint to the bank.

 

 

If you have already done so then you should make a complaint to the Information Commissioner's Office

setting out what has happened.

 

 

Lloyds shouldn't simply be able to libel you and not deal with the matter properly by referring it to the police.

I'd like to suggest that the police would deal with the issue if you reported it, but I doubt if they would.

 

(Not sure why CAG has a problem with the word s c a m)