Blemain Finance are trying to repossess my House

[jellykitten]

I was after some help, I took out a secured loan with Bleamin Finance in 2007 and in 2008 they sent me a letter saying that they had not had a payment from me. I checked with my bank and discovered that Bleamin Finance had cancelled my direct debit. I rang them bak and told them what had happended but they said that they knew nothing about it. I then asked to set up a new direct debit them and they said they would send me a form to complete, which I never recieved. THey then sent letters from Monarch Recoveries and I explaine dto Monarch the situation and they said to contact Bleamain which I did and again had no joy. Tehy also claimed taht they never recieved any of my letters and I sent them numerous copies, so glad I kept copies. I offered to clear some of the outstanding balance but was told they would look into it. Letters were going back and forth for months and they did not offer me any help or advice. I have on numerous occassions tried to speak to a manager and have copies of the telpehone converstations as they claim that they are recorded, to date had no joy. They have now treid to respossess my house, they claimed that on two occassions they sent someone to my property to talk to me about the situation, I asked when and why they did not leave a card to say they had called or provide me with a letter to say that they were sending someone, could not give me an answer. i recieved a letter 10 days ago to say that they were going to respossess house on the 17th January 2011. WHen I rang them about the letter, I was called stupid for not keeping up the payments, I explained taht I have tried so many times to pay some money to them, only to be palmed off to other departments and then had the phone put down on me. I also aksed if they told my mortgage company about the repossession order and they told me it is nothing to do with my mortgage company. I have managed to get the copurt changed for 2 weeks time and would like some advice on what to do.

[dave121]

Have you ever made a payment to them? seems odd that it took a year for them to realise it?

im no expert but there are some great people on here who will help you shortly,

[Rightinit]

Blemain finance have never sent me a new dd form for over a year since I requested it. So I have been paying the same day every month via there website. I get a email confirmation within minutes of making the payment and it shows on there account within 1 hour. So I have two forms of back up if a payment ever goes missing there end. Monarch recoveries have taken a payment from me before now, but that was 2008/2009 time, don't know if there policy has changed.

 

The link is below.

http://www.blemainfinance.co.uk/customerservice

 

Sorry I can not help any futher, but it may help in your defence if you can make some payment on the account if you are going to try and stop the eviction as the judge will see this as you are showing you are willing to make payments.