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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Cifas Query


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recently i checked my credit file and discovered another cifas warning in place at my address but with no name on it. The cifas warning was put on by liverpool victoria and the name of the company seems to be 'LE CHICHE'

 

Does anyone know of such a company

 

the reason was for a unsecured loan application-material falsehoods blah blah blah

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recently i checked my credit file and discovered another cifas warning in place at my address but with no name on it. The cifas warning was put on by liverpool victoria and the name of the company seems to be 'LE CHICHE'

 

Does anyone know of such a company

 

the reason was for a unsecured loan application-material falsehoods blah blah blah

 

Tell the CRA to prove the notice and details of the company registering the notice, or order them to remove it within the statutry period.

 

proving the notice, means that they are to supply wyou with a copy of the notice supplied to them by this company, together with a copy of the agreement that this company claims to contain material falsehoods, clearly indicating which submitted pieces of information are alledged to be false.

 

Normally the credit file (usually the first page) should include details of all the companies that have supplied data for the production of the file, and their addresses.

I'm often a sarcastic SOB and speak my mind (and I don't do PC at all), but I have a laugh as I go. I won't be intimidated, and I don't take prisoners... so live with it, or go get yourself a humour implant :p

 

Copy of Law book from Amazon…£19.95, Refund Request stamp...32p, LBA stamp...also 32p, Court fees...£750.00,

The look on the bank's barrister's face, when they lost the '£25k Mother-of-all unfair charges' cases...(plus his £8k+ of costs)... Priceless!

 

The legal bit: These are my opinions and own view of legislation and process. I accept no liability whatsoever for any outcome as a result of anyone invoking any or all of the advice given - clarify your own personal stuation with an insured legal professional.

Saying that, I've used these methods against many of these corporate crooks:evil: and won hands down!:D

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the warning was put on by liverpool victoria (loan company) through le chiche, which i have never heard off but also it doesnt direct this warning at any particular person just an address.Also, would i ask cifas or the cra. Also i have tried the 28day verify or remove and they never comply.

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the warning was put on by liverpool victoria (loan company) through le chiche, which i have never heard off but also it doesnt direct this warning at any particular person just an address.Also, would i ask cifas or the cra. Also i have tried the 28day verify or remove and they never comply.

 

There's no such 'body' as CIFAS... it is simply the name of a scheme that the financial services industry subscribe to, including the CRAs who lodge the markers.

 

Write to the CRA(s) and Liverpool Victoria with a 21 day StatNote. Make the CRA do the work, they have just as much responsibility to hold correct data, as LV have in providing it.

 

Warn the CRA that if they are holding inaccurate data about you, you will enforce the full authority of the Data Protection Act against them as a Data Controller. Make them provide the proof that they are correct, not you trying to prove your innocence. Tell them that you want to see the actual copies of all documents proving this marker otherwise what are they basing their inaccurate data storage on. Copies should be provided with any response letter.

 

Don't accept the typical CRA "We can't move it, until the lender says so" bulls**t - because that's all it is, bovine scatological faecal matter.

I'm often a sarcastic SOB and speak my mind (and I don't do PC at all), but I have a laugh as I go. I won't be intimidated, and I don't take prisoners... so live with it, or go get yourself a humour implant :p

 

Copy of Law book from Amazon…£19.95, Refund Request stamp...32p, LBA stamp...also 32p, Court fees...£750.00,

The look on the bank's barrister's face, when they lost the '£25k Mother-of-all unfair charges' cases...(plus his £8k+ of costs)... Priceless!

 

The legal bit: These are my opinions and own view of legislation and process. I accept no liability whatsoever for any outcome as a result of anyone invoking any or all of the advice given - clarify your own personal stuation with an insured legal professional.

Saying that, I've used these methods against many of these corporate crooks:evil: and won hands down!:D

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