Two DCA's at once?

[mikexlr8]

At the moment two DCA's are chasing me for the same debt--is this allowed? Moorcroft and Robinson Way. Both say acting on instructions from BOS.

[maroondevo52]

Hi,

 

Using two DCAs is in direct breach of the OFT Debt Collection Guidelines, to which they should, but often don't, adhere:

 

http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf

 

See above and report them both to the OFT and to the Trading Standards closest to their office.

[mikexlr8]

Thanks--can anyone suggest a clever letter I can fire off to them too? ;-)

[maroondevo52]

Hi,

 

You could send them both the 'prove it letter', ...........................

 

http://www.consumeractiongroup.co.uk/forum/content.php?428-General-debt-letter-if-you-know-nothing-of-the-debt

 

or this was suggested by another cagger............................

 

Why not write to both Moorcroft and Robinsons Way, sending each a copy of the other companies letter. Ask them why the both appear to be chasing the same alleged debt, for which you have no knowledge. Tell them that this is against OFT guidelines and that if this continues, you will report them both. Tell them that you will not look into this further until they sort out between them who is dealing with the account and provide full evidence the debt exists and is enforceble. e.g. a copy of the original creditors CCA and statements of account.

 

I would just send a simple letter, asking why they are both chasing this and to request proof.

[Bazooka Boo]

And the obligatory complaints MUST be made to the OFT&TS via http://www.consumerdirect.gov.uk/contact