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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Barry031261 v Barclaycard ***SETTLED IN FULL***


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Hi folks,

 

Well today is was the date for my court hearing but I had a very anxious call from Barclaycards solicitors yesterday pleading with me to accept a fax as confirmation that they will deposit the full amout of my claim into my bank account by CHAPS payment before the close of business yesterday! And would I please cancel the hearing!

 

They really, really do NOT want to go to court!!!!!

 

Today I checked my balance and, sure enough, the money has been deposited!

 

Court case closed, bank balance increased, new court papers will be issued today for charges they have applied in the 4 months its taken them to settle my claim.

 

I wonder how they will play this the second time round? Should be fun to find out tho!!

 

To anybody currently pursuing Barclays, Barclaycard or Woolwich: Sit tight, play hard and you will WIN!!

Halifax - Won £425.00

American Express - Won £90.00

Woolwich Bank - Won £2280.00

Barclaycard - Won £558.00

Woolwich Bank - New claim for £723.00 entered.

Barclaycard - New claim for £236.00 entered

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This has been a great thread to read. It is surprising that Barclaycard went right to the wire for only £400 plus interest and court fees.

 

My claim is for £739 and they have just offered me £275 being the difference between my charges and "the £12 fee recommended by the OFT"

 

My thoughts on this will be posted in my own thread.

 

Anyway congratulations on your victory.

 

 

Don't let the fatherless chillen get ya!:-D

Don't let the fatherless chillen get ya! :grin:

 

Barclays - settled in full £4799.38 ;)

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Wow!

 

Well done for holding your ground, I'm really impressed! I too am pursuing BC for just shy of £500. I have sent prelim (landed 22nd) but no response yet. I am amazed they responded to you so quicly but your success had reaffirmed my self belief so thankyou!

 

Congrats

 

Ryjayel

o---------------------------------------------------

Barclaycard & Barclays Bank Done! :whoo:

The journey back to a decent credit file is much longer than the path it took to ruin it!

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WEll DONE HUN! WOOO HOOOO.

Barclaycard - Data Protection Act req sent 3rd August, received copy statements and Microfiche garb on 11th Aug.

2nd letter Data Protection Act req sent 15th Aug. 7th Sept recieved "As explained previously"letter.

09th September Req for Repayment sent £628 in charges + £152.90 interest = £780.90

missed something!

19th October, recieved offer of £166, which they paid straight onto account!

 

Next on the List Lloyds TSB - have to open another Bank account first!

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excellent...well done barry

"Banks are people that will lend you an umbrella when it's sunny, but demand it back the minute it starts raining"

 

Brad v Halifax

22/08/06 - Preliminary Letter sent requesting full repayment of charges

06/09/06 - LBA sent to bank

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congrats! am about to take them on feeling much better now!

Miss P x

FD £691.50 SETTLED IN FULL £691.50 :D

FD CREDIT CARD £75, SETTLED IN FULL £75 :D

MBNA CREDIT CARD £1784 SETTLED IN FULL :D

BARCLAYCARD . . .£500 BACK SO FAR . . NOW OFF TO COURT FOR MY OTHER £1200

 

PLEASE BE AWARE . . .MY OPINION IS JUST THAT . . IF IN DOUBT SEEK QUALIFIED LEGAL ADVICE x

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  • 1 month later...
  • 3 months later...

hi barry, well done.

I am at the prelim stage with barclaycard and am aiming to pursue contractual interest. I note from one of your post in a letter that they sent to you that their standard rate of interest is 17.9% i wonder if this is the amount i should be claiming contractual. its been very difficult trying to calculate the amount i should apply so that post may have been some help.

 

thanks

 

jade :-)

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  • 12 years later...

This topic was closed on 03/07/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

Halifax - Won £425.00

American Express - Won £90.00

Woolwich Bank - Won £2280.00

Barclaycard - Won £558.00

Woolwich Bank - New claim for £723.00 entered.

Barclaycard - New claim for £236.00 entered

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Thread Locked

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If you need to add something to this thread then

 

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at the bottom of one of the posts.

 

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Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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