Stan1 v Lloyds TSB ***WON***

[Stan1]

I do feel a little guilty for not donating the full 5% at this moment in time -by my calculations I need to give around another £50 or so. Please take my word that I will be doing that within the next month!

[Stan1]

Ok, the final part of my donation had been made to CAG!

 

To anyone who's in the know or has the power, can I get my thread moved to 'successes' and thread title changed please? Thanks!

[lucid]

Well done Stan!

 

PM a MOD to get your title changed and your thread moved.

 

Well done again.

 

Lucid

[MARTIN3030]

WELL DONE !!!

Title changed and moved as requested.

[GaryH]

Just out of interest Stan, what did SC&M say on the phone t'other day?

[Stan1]

Just out of interest Stan, what did SC&M say on the phone t'other day?

Yeah sorry, I forgot about that! It's actually not that interesting at all.

 

I called them a couple of times on Friday. The first time in the morning some bloke said he couldn't look at my file, but that I should expect the money directly into my account before the end of they day. When there was still no sign of it later on, I gave them another call and spoke to a helpful young lady. She took my mobile number and said she would get my file and call me back. She asked me how much my claim was for and I told her the sum their own settlement letter said on it. Within ten mins she called back and said she'd just spoken to "their clients" and the payment was being authorised as we spoke. I had obviously been checking online all day and had another look - within 2 more mins the sum was in my account.... but with the 2nd and 3rd figures transposed, meaning I had got £180 less and their letter stated.

 

I gave them another call around half 4 and spoke to the same lady telling her what had happened. She apologised and said she'd get it sorted first thing Monday morning, which she did. The "interesting" part in my view was that I don't even think they did look at my file - they took down the sum I said incorrectly and handed it over to some bank clerk to type in the number and press 'enter'. I could be wrong, but it just seemed a bit strange on the phone and when I explained to them what had happened!

[tjkernow]

Hi all, I'm so pleased to be seeing so many `winners` now. I have a question re my case and the Royal Bank of Scotland. I put in 2 claims for 2 different accounts one being £650.00 which was agreed within a week! the second however which is for £250 they are denying and have replied to the small claims court summons that they are defending it saying they believe their charges are fair!. Surely by settling one account with me they have set a precedent with me by settling on one account, also are they now saying they will defend just to try and scare people off the whole court process? surely they are not going to the wall and defending £250.00? I really feel I should keep going with this one, I would love any help and advice here as I know lots are in my position.

 

TJ (Cornwall)

[Liani]

Yes, best of luck today Stan, although really you won't need it!

 

It sounds like your very well prepared. Another thing I forgot to mention is don't be apprehensive about telling the judge that the Defendent has defended then serttled every claim so far before the hearing. With any luck he may even make an order simular to the Lincoln judges one!

 

That said, don't directly accuse them of anything, just state the facts - they speak for themselves.

 

Try not to be nervous - there really is no need, small claims is very informal and in my (limited) experience the judges are always very accomedating and helpful with litigants in person. Let us know how you get on.

 

Also, thank you for your kind comments - much appreciated:)

 

 

Hi Gary,

 

i have received my date four court July 23rd? What do I need to do ? I never thought it would go this far? I was refunded #750 but I am still owed 1000 + but they have mentioned in their defence I have gone over six years - only by months as it has taken ages to get to this stage, I am really scared as I have nothing prepared - do I send schedule of harges to their solicitors, I have already sent to the cout?

 

Many Thanks

[Liani]

Hi Stan,

I have an allocation hearin next month - I am terrified !!!

I went over the six years by a few months - I have been refunded some but not all of my claim

What do I do ? I have posted a copy of schedul of charges to he court but thats it as I never really researched as I thought I would receive the charges back no probs like others have?????

Please help, do I need to take anything with me - Will I lose?

 

Thanks

[Pen]

Hi Liani, sorry I have just caught your posts, if you don't mind me saying the best way to get advice is to start your own thread in the Lloyds TSB section Lloyds Bank here, this way you will get all the advice you need.

 

Good Luck

Pen

[Liani]

Hi Liani, sorry I have just caught your posts, if you don't mind me saying the best way to get advice is to start your own thread in the Lloyds TSB section Lloyds Bank here, this way you will get all the advice you need.

 

Good Luck

Pen

 

Thanks forthis I haveposted it on my original thread to, don't know what to do aaaarggghh

 

[Pen]

Ok I will have a look on your original one is it on the lloyds by the way or another bank

[thomass1949]

Hi. I have just rec'd a notice of allocation hearing date for the 25th September, 2007. I rang the court last Thursday and they said that Lloyd's were in default regarding their AQ and that the Judge would be making a decision. hence the NAH. Lloyds have previous put £750. in my bank account as an 'act of good will' and immediately took out nearly £300 of it for loan repayments!!! I wrote and accepted the balance as part settlement. I have now spoken to Lloyds sols to see if they were prepared to settle and was told by I presume a clerk that they were awaiting correspondance from LLoyds.

 

The notice states that Judge Gold; 'will wish to investigate whether any of the cases (apparently there is a block of us) can be settled. He will also wish to determine (a) whether it is desirable and in the interests of justice for more than one case to be finally heard with other cases and, if so, which cases should be finally heard together and (b) what documents and factal and other evidence should be before the court on the final hearings. It is emphasised that there will be no final hearing on the 26th Sept and so the court will not hear from any witnessess as to the facts of the cases on that occasion. The court will be giving directions for the final hearing which will take place on later dates'.

 

Is this the usual notification?

 

Many thanks