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Default notice and registration of regular repayments


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Hi Forum,

 

I have a default with RBS which defaulted in 2004. I have been paying back regularly for the last 5 years but on checking my credit report it doesnt register any payment. Under status history it says 8, which means:

The account is in 'default'. You failed to keep to your credit agreement and have not responded satisfactorily to requests to bring your payments up to date, so the credit agreement has ended.

Is there any way to make sure that my payments are registered with Equifax and Experian in some way ?

The default is suject to a CCJ and RBS Credit Services in Telford are administering the account for me.

 

Thanks for any advice.

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  • 2 weeks later...

The account has defaulted and the agreement I assume has been terminated. You cannot therefore register payment history on a account that no longer exists!!! This account will show as a default until six years after the date it was registered.

 

Regards

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