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Whats the diference between a CCA and SAR?


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Hi

 

This might be a stupid question. But im possibly in the of making F&F settlement offers. I have been on a DMP with CCCS for about 5 years now and would ideally like to get the defaults removed.

 

One of my accounts was with HSBC they amalgamated an overdraft, CC and loan together. One is and old EGG card. An AA personal Loan. and an RBS card.

 

I want to know if its best to send a CCA or SAR before making FF offers?

 

regards

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