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Hillsden Securities/Credit Expert/Virgin Money


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I wondered if anyone could help a damsel in distress. Hillsden Securities claim to have bought a credit card debt from Virgin Money (the debt is under 6 years old). However, since first asking in October 2009, they have not provided a copy of any CCA. I also asked them in Feb of this year for a copy of the Deed of Assisgnment again nothing. Despite this Hillsden are reporting a default to my credit file. Credit Expert been next to useless, passed the buck said they have complied with DP legislation etc etc. Any advice?

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