Naturally Close/Fashion World/Reliable Collections/Price & Brown

[Windywoo]

I thought I would start a new thread with my Naturally Close saga!

 

I've had this catalogue for a few years, and at times had problems paying the account. I can't remember the last time I actually ordered any goods, it's all become a bit of a blur.

 

After several sessions of payment difficulties, letters, no phone calls 'cause their numbers are barred from my phone. I eventually CCA'd them and they came up with their usual agreement which would have looked like the one I would have signed (only I didn't) and with my name and address hand written on it. They also sent me statements which revealed the balance of the account is actually 1/3rd charges!!

 

Following on from advice from the forum, I CPR'd them, and I got a letter from their legal department stating the following:-

 

"We are currently unable to locate a signed copy of your signed agreement (their words not mine!!). We accept that we would be unable to take immediate steps to legally enforce this agreement (?) against you. On that basis, and that basis alone, we confirm that current collection activity on the aboce account will cease. However, we would like to make it absolutely clear to you that the fact of your non payment in respect of an undisputed balance will be reported to a licensed credit reference agency who willrecord it for a period of 6 years. This could make it difficult for you to obtain credit blah blah"

 

Signed S. Beat

 

I wrote back to them, pointing out that the balance is disputed and that I would be prepared to make a F&F of £100 - approx 12% of the debt after deductions of penalty charges. So far I have had no response, only more letters from Reliable Collections threatening outside DCA's, and a letter this morning from Price & Brown, as follows:-

 

Dear Mrs WW,

 

Your account has been passed to us to recover the full outstanding balance.

 

It is your responsibilty to call us to discuss your proposals. If we do not hear from you within the next 7 days we will commence the next stage of our recovery process, which could involve debt collectors that specialise in debt just like yours (whoopee!!).

 

This is now your final chance to stop this taking place, call us now...."

 

Of course I have no intentions of calling them, they have my F&F letter, if any other DCA contacts I will just send them the bemused letter!

 

Hope this is of help to anybody having problems with this outfit!

[PGH7447]

wow debt collectors that specialise in unenforceable debts - you lucky so and so you:D

[pookeymonkey]

Hi WW,

 

Mrs Pookey got one of the Price and Brown letters today - posted it below so people can see.

 

http://i194.photobucket.com/albums/z191/spandexcocoleroy/pbletter2.jpg

 

Filed under ignore, especially when I saw the small print - 'Price & Brown is a trading style of Reliable Collections Ltd'.

 

Would have probably had more effect if it had been signed Burlington Bertie or even Bertie Bassett (he's Britains favourite asset) - Barrington Brown is a pretty poor attempt and if he does exist I would imagine he is an absolute bounder and a cad !!!

 

Pookey

 

PS Had all the same Simply Be/ Reliable 'fun', just letting them waste their postage and phone bill now.

[debt4get]

keep at them they will fold eventually, though i have to admit they are tenacious....despite myself sending a dozen harrassment letters..they would not desist with the letters and phonecalls at all hours..in the end i used to answer the phone say one moment and go for a walk. cup of tea...holiday...or whatever....did settle with them eventually removing every illegal charge they put on.

[Windywoo]

LOL, I got the second installment at the weekend, also filed under ignore!

 

Also got a reply from Reliable, saying my F&F offer wasn't enough, they want 50% - I think not! Just sitting tight until they pass this on to a DCA, then maybe they'll accept my 12% when it gets returned to them!!

[PGH7447]

Barrington Brown - o' please, almost as bad as Samantha Swallow and the rest of the flightless birds, at Lowells wasnt it?

[Windywoo]

Well, as expected a letter from Frederickson in the post this morning!

 

They are acting on behalf of thier clients, so presumably the account has not been sold to them, they'll be getting the bemused letter forthwith.

 

Strange how S. Beat assured me there would be no further collection activities on this account - must be at least four or five letters since!!!

[vjohn82]

S Beat hasn't got a clue to be honest... I suspect it's not even a real person or else they would be putting their full name.

 

Perhaps it's the shame of being involved with the Shop Direct Group haha

[Windywoo]

I had forgotten about S Beat and his/her cronies, after the bemused letter to Freds, they promptly replied saying the account would be returned, and thats that!!

[pookeymonkey]

She does exist!!!!!!

 

The Law Society - Find a solicitor

 

As you say must be the shame of ending up where she has. All those dreams of a good job whilst studying to become a solicitor - SHATTERED:)

 

Pookey

[cerberusalert]

I wonder if she's got a deceased relative called D. Beat?