Carter claimform EGG card

[Angy]

Cheers.

 

I have checked both January 2007 to June 2008. In these period, i was charged every month.

 

I flicked tru other months and i think they've been charging me this from eternity.:-?

[GhostDebt]

Hi Angy

If you did not take out this product, then you should seriously consider trying to counterclaim it. I would suggest a quick look through the ppi threads and see if you can determine any information to help you from there.

 

Regards

[MandM]

Hi Angy. Below is reply to your PM as this will help others

 

You need to go through every statement and put this down in a spreadsheet.

 

Column 1 = Date

Column 2 = Amount

Column 3 = monthly interest % charged that month

 

Mine column 2 added up to £4.5k. When I calculated 'contractural interest' (column 3) and then added Statutory Interest @ 8% the figure became £14.5k that I think they now owe me (if I can prove it was mis-sold).

 

The older it is then the more interest it would have accumulated.

 

 

Can give you a hand with the rest - try and get the figures above sorted first.

 

Have a look at my thread with Egg where there are some good links from alanalana to look through too.

 

M

 

http://www.consumeractiongroup.co.uk/forum/payment-protection-insurance-ppi/245111-mandm-egg-card-ppi.html

[Angy]

Does that mean i would have another column for "payment protector" or it is the same thing as "Amount" ?

[MandM]

Does that mean i would have another column for "payment protector" or it is the same thing as "Amount" ?

 

Apologies, I was a bit unclear with that. The amount column is the PPI amount. That and the interest at the time are the 2 bits you need off of the statement (together with the date of course)

 

M

[Angy]

Cheers folks

 

i received an allocation form today from court. What is the essence of this?

[Angy]

BC still left message for me to call him.

 

Can i call him to say he should anything he want to discuss by post or what?

[palomino]

Payment protector is some sort of insurance. You must make a formal request asking for a claim form - for the simple reason that you want to make a claim.

 

Then watch them squirm.

[MandM]

Cheers folks

 

i received an allocation form today from court. What is the essence of this?

 

Is it an N149/N150 Allocation Questionairre?

 

And you're right to keep contact with BC in writing only,

 

M

[Angy]

Its N149 allocation questionaire

[MandM]

Ok, small claims it is. Start by reading around the forums - search N149 and you'll find plenty of examples.

 

What date does it need to be in by?

 

Did you add up that PPI btw

 

M

[Hopster]

This is an Egg Credit Card account that BC are pursuing . Is this right ? Please keep me posted............

[Angy]

This is an Egg Credit Card account that BC are pursuing . Is this right ? Please keep me posted............

 

Yes its egg.

[Hopster]

Right Mr Angry - you and I will keep in touch..........My file re. Egg is very fat indeed and I want to reduce it to the lean meat. Is your Egg account a loan or credit card account that was cancelled (terminated) by them ? I ask this without gonig through all the previous posts.............Mine is acredit card account.

[Angy]

Is your Egg account a loan or credit card account that was cancelled (terminated) by them ?

 

Credit card

[MandM]

Hi Angy,

 

How long have you got to return the AQ.

 

thanks,

 

M

[Angy]

Very very few days,

 

I have read so much on that N149 on this site but will still need help.

 

I will post some questions tonight.

 

Cheers

[MandM]

Very very few days,

 

I have read so much on that N149 on this site but will still need help.

 

I will post some questions tonight.

 

Cheers

 

OK. Will go for a dig around. I helped with one of these for someone a couple of months or so ago.

 

We'll adjust it to suit.

 

M

[Angy]

Cheers

[MandM]

Very very few days,

 

I have read so much on that N149 on this site but will still need help.

 

I will post some questions tonight.

 

Cheers

 

How many days?

 

I'm digging around for one. Will get it on here in the day tomorrow.

 

Just realised how many threads i'm posted to so struggling to find the one I want. Will get there

[MandM]

Have a read through this (found it ).

 

http://www.consumeractiongroup.co.uk/forum/legal-issues/242884-please-help-big-egg.html

 

See what we can use in yours. Will have a re-read of your thread as soon as i can get to it (spreading a bit thin at the minute).

 

M

[Angy]

Cheers.

 

Remember;

 

1) BC never send me the 14 days letter himself

 

2) When he responded to my 2 request, he gave me a template default notice from egg

 

3) My last payment to Fredrickson was not recorded

 

4) The PPI was in the given egg statements

 

Thanks

[Angy]

Waiting for ya folks

 

Many thanks.

[MandM]

Hi A,

 

Did you have a read of that link in post 74? Does it answer most of your outstanding questions on the N149?

 

And what is the return date? Can be handed in upto 4pm.

 

M

[Angy]

Cheers MM,

 

The are 2 important drafts in that thread; (1) Section G and (2) Draft direction

 

#1 Do i need to do the two?

#2 Remember, he supplied the statements but blank egg default notice, no notice of assignment. he never gave me 14 days to pay-up. The last payment i paid to Fredrickson was not effected.

 

How could incoporate these?

 

4) How functional are the mediation team?

 

Cheers