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Equifax status entry "Arrangement to pay"


nogbloke
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I am up to date with a Lloyds TSB Credit Card account and am paying them off at an agreed monthly amount. The account has never been defaulted.

 

I have checked my Equifax report and the status reads "arrangement to pay" - it shows the accounbt fully up to date also.

 

Will this adversly affect my credit rating?

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If You Bring The Account Back Up To The Level Of What The Contractual Payments Would Have Been So All Payments Are Up To Date

Or Pay It Off

 

The Cra Will Show

 

1 Payments Up To Date

2 If Paid Off It Will Show As Settled

 

Either Way No Arrangement To Pay Will Show And All Payments Will Show As Up To Date

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