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Defence Struck out, Professional Help Reqd - Now need to resubmit with CPR 18 and 22


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I think I need some professional help now. I cant believe its gone to court.

 

See my thread...

 

http://www.consumeractiongroup.co.uk/forum/mbna/97485-mbna-cca-received-5-a.html

 

I thought the judge would either throw it out, or let it go to court and Id get my chance to make the solicitors from Optima stupid (theyre still sending me letters asking why Im refusing to pay the debt!)

 

So, who do I use? I havent got as much time as I used to have to go trawling through this forum but I cant afford to lose the lump sum that they'll be wanting (over £7k now with fees/interest/costs) and they still keep bashing my credit file. Is there NO way to get this thrown out, or is it that the judge has a hard on for peeps like me trying to make the CC bang to rights?

 

Im really down over this now. Just what I need just before christmas and with a possible redundancy at work looming in the new year...

 

Any help or pointers would be greatly appreiciated. Thanks in advance

Barclays :- Settled March 07:o

 

RBS:- Acct Discharged May 07 :o (chase for more and CRA deletion???):confused:

Barclaycard: - CCA recieved 24/1/07. WOW! :o (GITS!!!) :-|

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