WHUFC77 Vs Lloyds TSB (round 2)

[whufc77]

HI Guys and gurls.

 

As it stands at the moment i successfully claimed back my first load of charges from the tsb back in 2006. Soon after i raised another new claim. The 2nd claim has been going on since late 2006. The reason why i have left it soo long because i have been unwell (brain tumour,operation,radio , and chemo etc etc).

 

The current stage of the second claim was a REQUEST FOR CHARGES letter issued to the bank on the 31/10/07. I recieved the usual brush off letter on the 20/11/07. I then issued a NOTICE OF CONSIDERATION FOR HARDSHIP STATUS letter on the 4/3/09, which was rejected. I have now realised that i have missed some charges from both previous and current bank statements, that were not covered by the settlement back in 2006. I have a few questions that i could really appreciate some help on.

 

Should i proceed with this claim untill they pay up,then issue a new claim?

Or should i start again filling a fresh claim adding the new charges.

Or maybe just add these charges to my claim ( i have not issued a LBA yet)?

 

Thanks alot for your help

 

Whufc77

[BankFodder]

Once again the message to anybody considering making a hardship application is don't bother -- or if you do, don't rely on it and don't believe in it.

 

Bring your entire claim up-to-date. Write a letter seven days LBA and then put your claim into the courts. It will be stayed but not for long because the whole matter will probably sorted out.

 

The Supreme Court is very likely to find in favour of the OFT. Even though some banks have indicated that they may well begin you litigation on the question of fairness, I can't really see how the FSA can honestly continue a waiver -- and I certainly can't see how the courts will really want to continue holding back the hundreds of thousands and maybe millions of claims which are gathering in the wings. They are going to have to start raising the sluice gates pretty soon.

 

Get started don't hang around. Add your 8% or even better go for restitutionary damages

[whufc77]

thanks for the advice bankfodder. I forgot to add that the charges have been added to both bank accounts, so can i put in 1 claim or does it have to be account specific?

 

Kind regards

whufc77

[whufc77]

Can i also include overdraft interest, not overdraft excess fees (i have allready included these) in my claim.

 

when i made the original claim back in 2006 i had charges on there from the year 2000 so can i rewrite the claim and add these?

 

Kind regards

whufc77