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Experian question...


bizzib
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Hi All,

I need to ask for some advice?...

I recently printed off my credit file from Experian and I just want to check some of the information in there. More so to do with the fact I am in an IVA, the amounts on my credit file and the amounts on my IVA creditor list do not match for example Natwest have me listed as owing £10,600 on my credit file, but when the IVA was drafted they have my amount as £10,900!?!angry-smiley-030.gif

Another puzzling thing is Capital one & Citifinancial have my current balance as 'Settled'?... Yet they are in the IVA?

 

I need to understand how accurate this information is supposed to be? confused-smiley-013.gif

Then I can challenge the balances in my IVA.

 

Thanks

Bizzi

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  • 3 weeks later...
Hi All,

I need to ask for some advice?...

I recently printed off my credit file from Experian and I just want to check some of the information in there. More so to do with the fact I am in an IVA, the amounts on my credit file and the amounts on my IVA creditor list do not match for example Natwest have me listed as owing £10,600 on my credit file, but when the IVA was drafted they have my amount as £10,900!?!angry-smiley-030.gif

Another puzzling thing is Capital one & Citifinancial have my current balance as 'Settled'?... Yet they are in the IVA?

 

I need to understand how accurate this information is supposed to be? confused-smiley-013.gif

Then I can challenge the balances in my IVA.

 

Thanks

Bizzi

 

Wow?.... So can noone help with my query?....:?:

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Quite simple CRA's do not vet therefore do not know or care what goes into people credit reports. They put information into into people reports what is beneficial to them and DCA. So there you have in it a nutshell:(

 

Have you checked what Equifax say on your report?

 

No, I haven't. Thanks for reply.

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