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christina & LLoyds TSB


christinajanep
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i did but obviously dont anymore as i cant afford to....

what do i do now

Are you sure you are not eligible for means tested benefits? Or for example a reduction in council tax?

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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not sure what means tested benefit are. and does that mean i cant go after lloyds

 

I can't see how their charges are making the situation worse since you do not use it as your main account and haven't done so for 12 months.

I think you can offer lloyds £1 a month until the conclusion of the OFT test case issues because the debt is in dispute with the charges.

Means tested benefits are specifically based on your income.

Do you have credit card or store card or catalogue charges that can be reclaimed?

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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