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Charges Dispute - Defaults


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I am currently in a long queue for repayment of bank charges. Lloyds say I owe them £7000 on two accounts and have no doubt put a few default's on my credit file. As they owe me £13,000 in bank charges I have told them I'm not paying a penny till the court case with OFT is finished.

 

Are they able to put defaults on my credit file even though it is in dispute??

 

Any help would be good?

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no

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Depends on when you disputed the account.

 

If they issued the default before you disputed then they can add it to your file and nothing you can do unless they refund the charges.

 

If they added after the account was disputed then they have breached the data protection act.

IVA Entry Removed

Nationwide Default Removed

Nationwide Joint Account Default Removed

Natwest Default Removed

Blackhorse Car Finance Court Claim - Won

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