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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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help me with my payday loans probs please **


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Hi am new to this and dont know what to do I have four payday loans outstanding and there is no way can pay? I have one with

ptp for £200 which they have given me til end of month to pay in full

one with quickquid £500 due at end of month

one with payday express £200 due at end of month

one with wageday advance £268 due at end of month

also I have capquest saying they are gonna start legal proceedings on 11/6/09 through HL legal if dont pay £387

What do I do Pleae help!

Plus I have other debt but these are most worrying!!

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ignore the dca's

they have no legal powers at all.

 

i'd do some reading in this forum

 

the more you read the stronger you become.

 

this thread should help:

http://www.consumeractiongroup.co.uk/forum/payday-loans/200647-pay-day-loan-nightmare.html

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hiya, I have been in your boat before and was scared witless, if it wasnt for this forum i dont know what i would have done and would probably be in the same situation now. I had a payday laon with p2p for 300 pounds they pass it to clarity, do not worry about them saying you have to pay in full and this and that just stick to your guns and say you can only pay each month. This is what i done and now i pay them £30 a month.

With Quick Quid they are a bit more tricky, I had a loan with them last year and they have now passed it over to Mackenzie Hall, which is a whole other thread lol

I had one with Oasis, which I now also pay £30 a month and also had the balance reduced from £600 to £300 because I said I would only pay what I owe and not the ridiculous interest ;)

The first thing you need to do is cancel your debit card (tell the bank you lost it) and any dd you have with these people otherwise they will bleed you dry.

Then you can start getting back on track, email all of them explaining your situation and let us know the reply.

x

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Suepoo is absolutely right! you must cancel your debit card straight away (tell the bank you've lost it) as these people will empty your account as soon as money goes into it.

 

Their systems apply for money every day until they strike it lucky. You will also need to keep an eye on your account in case they try to set up a DD to get the money - if you are on internet banking check every morning and if money has been taken by DD ring the bank and ask them to return the DD as you did not authorise it. You can write to your bank and tell them you have not given authorisation for any of these companies to set up DD's on your account (wait till you get your new card as they may thin something funny is going on).

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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thanks for all advice emailed them all today apart from capquest gonna ring them moro and offer £30 per month if they freeze interest ad charges will keep you updated

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urm..

i'd be inclined to not phone these jokers

write and tell them

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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