A national day of anti DCA action!

[diddydicky]

sorry to be a party pooper but i think it could backfire

 

overloading their service would not ultimately be in our interests and could result in "block" decisions being taken that do not take account of individual circumstances

 

far better in my opinion to keep plodding away individually -

 

far better idea for 1,000 caggers to start a class action against a credit card company- especially in view of the new Eu ruling ( headlines above) than to batter organisations which whilst slow are after all trying to help the consumer

[diddydicky]

the OFt not the DCA of course!!

[diddydicky]

You may be right on it there but the average consumer doesn't have the legal funding to persue a class action.

 

true

[diddydicky]

what is MSE and DQ? if you would be so kind

[diddydicky]

thanks i know MSE well the other one ill have a look at

 

thanks

[diddydicky]

Kraken...i know full well that you want this exercise to fail, the likes of you would be delighted if it did.

Yes you are right in what you say in that there are other/proper/legal ways of doing things etc...of course there are.

But this is just a little side experiment if you like devised up by myself to get as many as possible to engage in anti DCA activities (nothing illegal) such as everyone contacting all the authorities on that specific day etc...

Nothing may come of it at all & it may all well be a complete damp squid - i accept that, but i/we have to start somewhere & do something.

If it fails then fine, if it succeeds then great

 

It does seem to me that your arguments are weakened by attacking those that disagree with you

 

it surely would be more helpful to your cause to respect other people and their opinions rather than launch into personal abuse

 

i have no previous knowledge of the poster "kraken" and i object to your insinuation that "the likes of you" are taken presumably to include myself since i too think that your idea, whilst having some merit- has not been properly thought through and as you admit a "side experiment"

 

i don't however see the need to launch into a personal tirade against you in order to make my point!

 

something of this nature needs a bit of research and planning and not just to be "fired up" on the back of a simple forum posting

 

i wish you luck with it but please have the decency not to slag off other forum members simply because they have a different point of view

[diddydicky]

Unfair comment DD!

 

Unfortunately, there are some members who appear to revel in causing confusion...

Obviously, we should not make personal comments but on this occasions Mr. Ton is not far off the mark.

 

AC

 

well i decided to look up "kraken" and check out some of their posts.

 

it seems to me that he/she seems to stand in the middle and offer sound advice on many occassions and sound a note of caution.

 

this is in contrast to a lot of posters who seem to get "hyped up" and lose sight of the big picture and make comments and posts that could easily lead someone down the wrong path

 

If it is the case that this poster is disliked by (it seems just two of you) because of their cautious approach rather than be gung ho then it is only to your disadvantage.

 

I have been impressed by this debt forum for the balanced debates of the majority and the civil and polite nature despite heated discussion and would hate to see it spoiled by the use of personal insults and derogatory comments about other posters

 

nothing in what i have seen marks Kraken out to be a troll or pro dca

[diddydicky]

well as i see it kracken has managed to upset Mr ton and angry cat and it is clear that their is "previous" on this

 

hardly justification for stating that he/she is driving wedges any more than i am by stating my opinion

 

this is a FORUM if you cannot accept other peoples opinions in good faith perhaps you ought not to be here!

 

this is my last word on the subject - much prefer to be of help and advice to others just as i myself seek such help

[diddydicky]

despite my earlier statement that i had my final word i have to say the "majority" havent taken issue with him! - just two of you

 

i think he/she was expressing a "hope" that the two sides could treat each other fairly!

[diddydicky]

well alright then - majority rule and all that- ill do the same!!

[diddydicky]

http://www.m-s-solutions.co.uk/lowell/uploads/20070806-Telephone%20Negotiator.pdf

 

Shall we all apply?

mailto:lowellgroup@hrconnexions.co.uk

 

any unemployed cagger in leeds area this idea would not be as daft as it sounds!!

[diddydicky]

Like ive said.

Nothing is to be done that could be considered illegal or vigilante etc...& woe be tied anyone on here that does

We do everything proper & use the proper channels etc..weather that be through letter writing,emails or phone calls....

 

www.howtocomplain.com is a great place to start that day

 

i love that phrase "woe be tied" my grandma used to use it all the time

 

love to know what it means!

 

bit like

 

"you'll be laughing on the other side of your face my boy"

 

or "if you don't take that smirk off your face i'll give you what for"

 

or

 

"if you fall of of that tree and break your leg - dont come running to me for sympathy!

 

classic

[diddydicky]

Mr Ton your reply is still rather ambiguous. Do I WRITE and post to arrive on the 24th, in which case with the incompetence of Royal Mail the letters will arrive spread over many days, and telephone and email on the 24th or WRITE on the 24th and telephone and email on that day???

 

in the case of written complaints i dont think it is too critical- you are assuming that your letter will be opened and given to the correct department on the day it arrives

 

in reality it could be several days before it gets to the right desk (but it will)

[diddydicky]

I think somehow they will have plenty of warning of what's coming, don't you?

[diddydicky]

how about this for a call

 

Good morning is that XXX DCA

 

yes it is how can i help you

 

i need to speak to the person who issues cheques

 

why is that?

 

You owe me $4,638.97 how would you like to handle that? cheque or can you give me your debit card?

 

sorry what is this in connection with

 

a debt you owe me- my terms and conditions which i posted to you 6 days ago recorded delivery and which you have signed for quite clearly state at term 13a The debtor shall pay any amount outstanding on demand" can you give me your debit card details?

 

No, who is calling

 

dick

 

dickwho

 

ah sorry not allowed to say my number is 767

 

i need to know who i am talking to and what this debt is about

 

ah sorry - lost the actual agreement- only got the terms an conditions but stand on me john - the exact amount outstanding is $4638.97 can you give me a cheque

 

no don't be silly

 

well perhaps you will agree to a voluntary charge on any property you have

 

your'e being silly

 

really, why do you think that claiming an outstanding debt of $4638.97 is silly?

 

because you have no proof how do i know you did not just make it up

 

make it up- you don't seriously think i would just "make it up" do you?

 

are you going to pay me or shall i ring you three times a day until you do

 

i think sir that you are a bit of a nutter

 

yes, i think i probably am takes one to know one!

 

thanks then ill be in touch again bye