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Collections agencies and legal action?


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Quick question.

 

Has anyone ever had legal action brought against them by a collections agency to recover a debt?

 

I ask because it seems quite rare.

Northern Rock; S.A.R sent 11/8/06 - Delivered. Recieved details of 6 yrs charges on 8th. Wrote back asking whether or not they hold information going back further than that.

MBNA; S.A.R sent 11/8/06 - Delivered 14/8/06

Barclays; S.A.R - (Subject Access Request) request sent 11/8/06 - Del 14/8/06

Diners Club; S.A.R sent 11/8/06 - Delivered 14/8/06. Recieved form to fill and return with fee on 17/8/06. Sent form back, delivered 4/9/06.

Intelligent Finance; Prelim letter emailed 16/08/06, claiming £318. Email recieved from "Anne-Marie" 17/8/06 saying my email has been passed to Customer Relations dept. Fob-off letter received 23/8/06, letter sent in return same day - Delivered 24/8/6 Recieved letter offer 25% settelement - refused - LBA sent. MCOL on 10th revcieved notification that they intend to defend on 13th. 06/9/2006 WON!!!!!!

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That's to cover his costs and should be reported to the SRA as an abuse of process and report to the OC as he's allegedly conning them out of their share :-x

 

Already planning to :)

 

I'm in the process of getting 2nd CCJ set aside as contravenes sec 35 County Court Act, then I'll claim back Charges & PPI from OC & tell them it's all Bryan's fault that not only they are not getting their money but they have to pay ME & I suggest they sue Bryan :D

 

Sorry to OP for thread hijack

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