Payday loans. How did you solve them? **

[postggj]

hi lozzzy

ime a reformed pay day addict

they way i did it, which they did not like at first was to get them to put a hold on the account.

i made a reasnable offer of fifty quid per month to clear the accounts

they threatened court at first, but they are scared of trying to explain the interest rate.

 

try the letter approach or email first

they might surprise you

quite a lot of pay day loans get defaulted so this way, they will get there money

 

its very rar for a payday loan company to put a default on your credit file

[postggj]

your account with payday uk will be passed to a company ,dca, called clarity

these are no problem to deal with

 

a lot of these payday comanies are basedin malta, you get bombarded with calls from canada and southern ireland, out of uk duristiction

 

most of the agreements are crap and fall foul of the cca

 

stand your ground and offer a decent repayment proposal, they will except in the end

 

change your debit card number and cancel any dd or they will empty your account

[postggj]

ill be watching

 

good luck

[postggj]

the bicester mob again

 

these people have so many payday companies

 

as usual

debt passed to clarity

stick to you guns saying xyz and they will agree yor repayment plans

[postggj]

interesting this

 

you will prob find

Debt Recoveries

 

Keyes Whitlock & Company

PO Box 365

BICESTER

OX26 9FD

 

are in the same building as pay day uk or mem

 

check the postcode

both are bicester

 

being naughty now

 

box 365 is mem

 

did not get it from me

 

its all in house like

 

hbos - blair oliver and scot

capital one - debitas

 

seems they dont like paying commission to clarity

 

be interesting to find out if there credit licence is the same registration as mem or pay day uk

[postggj]

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/154576-keys-keith-whitlock-2.html

 

i thought i had seen that name before

 

have a nose