strange call from worst crudit

[mrsmoggy]

Hi

worst crudit rang me this afternoon despite me sending a letter requesting all contact should be made by letter only. The person asked for me but I declined to identify myself and asked for their name. I didnt get their name but they waffled on anyway. They said they had info about the disputed account and needed me to confirm my identity which I declined again. I told them that what they needed to say could be put into a letter and sent to me and I had no need to speak to them. They said they had sent several letters to me (they have all been demands for payment!)and some sort of contact neede to be established! this account has been in default for ages now but curiousity isgetting the better of me. I hope you will all tell me that I have done the right thing by not entering into conversation with them. I just think that they wanted to suck me in but i wasnt interested!

Any advice is greatly appreciated fellow caggers!

x

[cerberusalert]

You've answered your own question, but just to emphasise it Do not speak to a DCA on the 'phone.

 

They would have been planning to bull$hit you, threaten you anything to get you to make a payment. They would have broken all the rules and said things they would never dare commit to paper.

[lickthewallfatboy]

I hope you will all tell me that I have done the right thing by not entering into conversation with them. I just think that they wanted to suck me in but i wasnt interested!

 

 

 

you have

 

they did

 

you were right

[Rooster-UK]

You have done the right thing.

NEVER talk to them on the phone. If you do, you haveno proof of what was or wasn't said (unless you have recording equipment).

Keep all communication in writing only and keep copies of everything that you send and receive.

 

Harrassment letter.....

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/37006-harassment-telephone-response-letter.html

 

You could also include detail from this letter....

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/169626-formal-notice-telephone-recording.html

 

Regards, Rooster.

[lunar jim]

I'm tempted to speak to them just to hear what they spout. Don't worry, I won't budge but I think I'd like to wind them up a bit.

[mrsmoggy]

Aww thanks everyone

I think I just needed some advice from my fellow caggers.

Just to let you all know they have 8 days to respond back to me when their MONTH ends for contacting their CLIENT...roll on.

Thanks to all for your advice and reassurance it means a lot

x

[Rooster-UK]

That's what we're all here for..... to help each other.

[mrsmoggy]

knowing youre all there for the advice helps a lot

x

[ODC]

The only way to speak to a DCA is through a medium

[mrsmoggy]

lmao:D