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ten!!!!!!!!!!defaults


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Firstly have a check to see if there are any duplicate entries. Often its sold on to another company who in turn issue a defualt, and the previous company fail to remove the old one.

 

Have a good read of the posts regarding Defaults, and that should help you

Halifax Bank - Owed £1599

23/3 - Data Protection Act sent

24/5 - Data Protection Act finally arrived

25/5 - Demand for repayment sent

04/10 Court bundle filed with court and Halifax

29/10 STAY ISSUED

JAN 08 - Currently being harrased by debt collectors!

Mar 08 - New DCA - Stopped in there tracks

Jun 08 - And another

Jul 08 - Complaint made to HBOS

Nov 08 - My accounts been sold to a DCA

Jan 09 - New complaint issued against HBOS

Mar 09 - Halifax re-aquired the debt

Apr 09 - Applying for Hardship.

 

at least they removed 2 defaults in selling accounts! :D

 

I dont not claim to know everything and any advice i give should be treated as MY opinion.

 

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yes it is true i have ten defaults (a couple are from debt collectors who have bought debts from credit card companies).Is it possible for them to be removed?

 

:D Well I got 19 so beat you there. Any higher takers lol

Advice & opinions given by Stinkyfeet are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. :wink:

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  • 2 weeks later...
yes it is true i have ten defaults (a couple are from debt collectors who have bought debts from credit card companies).Is it possible for them to be removed?

 

And I thought I had problems with 31 defaults hahaha Chin up, don't let it get you down. I don't... :cool:

SilverLining.....

There is always light at the end of the tunnel - we just have to beat the CRA's in order to see it...

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