S R J Recoveries - Another DCA trying to collect on 3 UK debt that doesnt exist!!! HELP!!

[SpiceBoy!]

I have had a guts full of this debt that not only changes in value but is also non-existent!!

 

I have had months of dealings with Wescot and after finally talking with someone who showed some intelligence they admitted that the debt is non-enforcable and left me alone....

 

Now S. R. J. Debt Recoveries are trying it on....

 

The debt that Wescot were trying to collect stood at £73.** and now SRJ are asking for £88.00.

 

Back on 15/11/2006 I payed the debt that was outstanding with Hutchison 3G to Horwich Farrelly and the debt was for £187.22.

 

I still have the letter that confirmes the debt was settled.

 

I received a letter from SRJ today titled NOTICE OF ISSUE OF LITIGATION PROCEEDINGS....

 

What can I do? Its getting to the point where I will just pay the debt and be done with it but I have already payed this debt once and if I pay it again will it finally go away or will it re-surface again in a year?

[fedup74]

Don't pay it if it has been settled. If they do intend to take it to court they will be laughed out and you could claim costs. Not that you would want it to get that far. Send SRJ this letter recorded/ special delivery, don't sign, just print your name. Put in the letter about it being settled already too. Good luck:)

 

 

 

Dear Sir/Madam,

 

Reference number: xxxxx

 

You have contacted me/us regarding the account with the above reference number, which you claim is owed by myself/ourselves.

I/we would point out that I/we have no knowledge of any such debt being owed to (insert company name).

I am/we are familiar with the Office of Fair Trading Debt Collection Guidance which states that it unfair to send demands for payment to an individual when it is uncertain that they are the debtor in question.

I/we would also point out that the OFT say under the Guidance that it is unfair to pursue third parties for payment when they are not liable. In not ceasing collection activity whilst investigating a reasonably queried or disputed debt you are using deceptive/and or unfair methods.

Furthermore ignoring and/or disregarding claims that debts have been settled or are disputed and continuing to make unjustified demands for payment amounts to physical/psychological harassment.

I/we would ask that no further contact be made concerning the above account unless you can provide evidence as to my/our liability for the debt in question.

I/we await your written confirmation that this matter is now closed. Otherwise I will have no option but to make a complaint to the trading standards department and consider informing the OFT of your actions.

I/we look forward to your reply.

 

Yours faithfully

[SpiceBoy!]

Thanks for that!! printed and sent today!!

 

They just wont listen, already told them its been settled etc and asked for proof.. they wont play ball though

[palomino]

No, SRJ are deaf.