Car Insurance co "robs" mother of 4 of her car

[daviet1976]

I agree with Mossy on this.

 

However, there IS a possible solution.

 

Ask for the vehicle back. Afterall, it IS the property of your friend.

[daviet1976]

The bottom line, we are assuming, it that the policy was issued with conditions.

 

As those conditions were not met, the policy was avoided.

[daviet1976]

Yup.

 

Ins co's need to fade out the grey areas that existed when I was at NUI.

 

It needs to be more black and white.

 

We MUST look at this from the company's viewpoint to understand why they've done this.

 

It's not simply a case of thinking "...but it seems so unfair. After-all, the son was being a typical 23 year old".

 

The Insurer is COMPLETELY within it's RIGHTS to avoid this policy (based on the info we have been given). They are not "getting away with it", or "conning" anyone, or being "typical".

 

The conditions were not met. They policy was avoided.

 

I feel for the mother and her kids. I really do. But I don't think the Insurer can do much more.

 

If they did, it would be hefty ex-gratia...

[daviet1976]

This is good news.

 

Let's see what the broker has said/done.