Debts In Scotland

[scottygal]

Hi

 

All debts I have were taken out whilst I lived in Scotland. Since then I have moved to Wales (approx 2 years ago). Therefore which law would I come under on the statute barred ruling and which courts would my creditors have to take me to?

 

All help would be very much appreciated.

[scottygal]

Hi

 

Sorry about this but I posted this thread elsewhere but have had no joy and do not know how to delete other one....so I sincerely apologise in advance to the mods for double posting. Here goes:

Hi

 

All debts I have were taken out whilst I lived in Scotland. Since then I have moved to Wales (approx 2 years ago). Therefore which law would I come under on the statute barred ruling (5 or 6 years) and which courts would my creditors have to take me to?

 

All help would be very much appreciated.

 

Scottygal

[rory32]

If you entered into the contract as a consumer e.g. a private individual taking out a credit card, loan or HP then which court has jurisdiction will depend upon where you are domiciled (your normal home). As you now live in Wales and have lived there for a period greater than 3 months then the county court in Wales would have jurisdiction and the 6 year rule would apply as this is now your normal home.

[scottygal]

Many thanks Rory....just wanted to know where I stand in the legal state