Chixy vs halifax

[chixy]

Hi, I used this forum a year or so ago to claim back charges and got a successful outcome. However, I've been a bit silly and run up some charges again (£800 in 6 months), I have spoken to them and they are not helpful at all, they take the charges out a week before i get paid which sends me straight back over the overdraft and they charge me again, its like a vicious circle!

 

Since it has been quite a while since I did this last I cant really remember what im doing, i see the templates have been removed so can anyone tell me where i can get them from?

 

Many thanks

Chixy

[Dusary]

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/

 

Yup!

 

But I have copies of the OLD templates stored on my PCn - if they would be of use - just PM me. But, caution ..... The Mods obviously removed them for re-drafting for a reason!

[chixy]

ok no probs, I'll wait until Mods put the new ones up.

 

Thanks

[sea-sidelady]

They should be up soon.

[Dusary]

ok no probs, I'll wait until Mods put the new ones up.

 

Thanks

 

 

Wise move! And since SSL is *in the know* - I guess it won't be long until they are back here.

 

Just another thought . . . I wonder under what Terms your previous claim was settled? In the past some of the Banks included a "rider" which said something along the lines of:

 

"OK. We (grudgingly) return the cash that is (rightfully) yours. But just behave yourself from now on. We won't be as generous again."

 

I'm sure that SSL will advise.

[chixy]

Thanks. This is with a different bank so not worried about the terms of the last claim.