shabbey up to old tricks

[jcaps]

I accidently fell into one of the shabbeys dirtiest tricks, I'm ashamed to say. Forgot that my blockbuster account still had shabbeys details if I failed to pay a late return fee. Sure enough one day blockbusters asked the shabbey for a dd for £4.60 for a dvd I'd forgotten about. This set into motion the well known automated fining system. I was instantly fined £25 for the unpaid dd, then £35 for going into an u/a o/d. Upon complaining I was told to sit tight and someone will contact me in the next 7 days. Sure enough Mr A Nanson (now theres a name I'd forgotten) sent me a charming letter saying help was on its way via the customer complaints team. Whilst waiting fot the cct I was fined a further £25 for remaining in an u/a o/d. So we're up to £85 for going £4 in the red. Got the letter today saying that as they had refunded charges in the past they are unable to do so this time.

 

ok, so rather than pay them £85 I'll pay £100 or so for an N1 and start sueing again. Anyone know of a nice friendly court?

 

btw pretty sure I need not bother with prelim and final demand but can anyone offer any advice, would'nt want to upset some nice judge.

 

cor its been awhile but hey its something to do of an evening

[Guest Old_andrew2018]

Go for it

Are blockbusters Levying penalty charges,

[Goldlady]

Stupidity isn't it? We are having big argument with LTSB cos Greenflag (who were part of LTSB at the time) used my OH's out of date debit card to take payments on a policy we were told had been cancelled. The charges that resulted from this were ridiculous and we have fought tooth and nail to say that if OH had tried to use his debit card it would have been eaten up by the machine.

[jcaps]

today is the day i can take court action. does anybody have any advice on courts that are still hearing claims in london? i've done the mcol a couple of times so am condfident with that.

[Goldlady]

Afraid I don't know jcaps. I went to file a claim for my mortgage charges (not stayed) last week and the court people warned me that it might get caught up in the general 'stays'. Hopefully someone else will know more.

[Ladidi]

Afraid I don't know jcaps. I went to file a claim for my mortgage charges (not stayed) last week and the court people warned me that it might get caught up in the general 'stays'. Hopefully someone else will know more.

 

Goldlady. Upon reading your thread here, I have a question. When you say mortgage charges, can you please define if this charges for late payments and non DD payments made? or something else?

Many Thanks

Ladidi

[Goldlady]

Hi Ladidi - I have put in a claim for late payment charges etc. There is also a £2.5k ERC which I would love to claim but all the advice at the moment is not to do it.

 

As a point of interest I issued the claim last week and have had a message on the phone at home from their solicitors wanting to talk about settlement;). Somewhat amazed at this reaction - so quickly...

[Lula]

MCOL claims are all stayed automatically, however they are flawed in what you can state in your POC's I would suggest that you file the N1 and take it along to your local court, no courts are hearing claims yet and they all get stayed after the AQ stage. Hope this helps

[jcaps]

thanks lula