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HFC (Beneficial) crisis v Broke Dave


broke dave
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Not sure where to post this but this seemed like the best place.

 

Told by HFC guy on Christmas Eve, no payment received. Said yes, I am sending cheque. He said, no good can we have the cash. No problem, I will drop it into my local branch on 28th or 29th. Great he said thanks for that.

 

Just been to local branch (well 18 miles away!) - CLOSED DUE TO TECHNICAL DIFFICULTIES. I was not prepared to go to the next branch so returned home and rang to advise of problems. Guess what - no answer from their Birmingham line and their national line says, "We can't take your call at the moment due to difficulties beyond our control."

 

Does anyone know what is happening?

Is this anything to do with the sub-prime in USA? Just read on American web-site that HSBC will ditch HFC - any truth??

 

bd

broke dave v LTSB WON £3840 2 weeks before court.

Mrs broke dave v Barclays accepted offer £355.

broke dave v LTSB (Business) Prelim stage.

broke dave v LTSB (2nd Claim) LBA stage.

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That was my initial thought. But it gave the number of the next branch on the door. Guess what - no answer. Birmingham - no answer. National - no answer!!!!

Where do I stand on Monday if it is the same as today? I'll tell you where - late payment charge and another entry on my credit file. :mad:

Oh and also a very strong temptation to spend this £380 in my pocket as it is my Birthday on Sunday :)

broke dave v LTSB WON £3840 2 weeks before court.

Mrs broke dave v Barclays accepted offer £355.

broke dave v LTSB (Business) Prelim stage.

broke dave v LTSB (2nd Claim) LBA stage.

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That would be good!!! Having had christmas away from this site and not done too much about getting count bundle ready - never mind changing my POC - I had decided to accept their offer. Might it now mean I will owe them nothing? Oh what a lovely daydream.............. Better send acceptance letter anyway I suppose.

 

Happy birthday Dave. Did you get anything good? My son David's birthday today too

 

 

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Hello Dave,

 

Hope you had a good birthday.

 

Will wait to see if you get throught to them today?????

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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Well, I managed to make the payment at another branch. Sorry to disapoint everyone but HFC are still going. However, did learn that the branch I was originally sent to hasn't been open for a couple of months!!!

I even made a phonecall today to see if they were open and was told yes by their collections center, only to receive further phonecalls to say don't go there - go to the next nearest one.

On arrival at the next branch their computer system was down and the poor girl at the desk was trying to find anyone at branch level who could help.

She said that the system should have been updated in January 2007!!!

 

Maybe there is a crisis after all ;)

broke dave v LTSB WON £3840 2 weeks before court.

Mrs broke dave v Barclays accepted offer £355.

broke dave v LTSB (Business) Prelim stage.

broke dave v LTSB (2nd Claim) LBA stage.

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Oh well, it was a lovely thought there for a little while:D and glad to see that you weren't tempted to spend the money.

 

A Happy New Year to you:D

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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