Bank of Scotland / Blair, Oliver and Scott

[Jeff2000]

Hi all,

 

 

I have at last received something in response to my CCA request.

 

It is no more than an application form. That's it!

 

No T's & C's at all, whether original or latest.

 

Just one piece of A4 paper printed on one side only! And it is missing the prescribed terms!

 

I will scan and post it up when I can find my scanner.

 

The missus has put it away in a safe place somewhere!

 

 

Also received all the statements, so will be going through these later to see if there are any charges added etc.

 

 

Regards, Jeff.

[Jeff2000]

Hi,

 

 

Quick update.

 

 

I have received a LBA from dlc, acting for Hillesden Securities.

 

The account is to be passed to Aplins sols for litigation.

 

 

Jeff.

[Jeff2000]

Hi everybody,

 

 

It's been a while so I'll give a quick update.

 

 

After a few letters to and fro with DLC, I made a gesture of goodwill offer to settle without admitting liability. This was last November.

 

I was told that the offer would be passed to someone dealing with the account and a response would given in due course.

 

Never ever got a response.

 

That was the last correspondence until recently.

 

DLC have passed it to Ruthbridge. The first letter from them demanded payment in full.

 

I replied, pointing out my previous offer and that I was awaiting a response. They replied asking me to phone them to discuss the matter.

 

Now I have received another letter threatening bankruptcy unless I pay by the end of the month!

 

So, how do I deal with this latest letter? What response, if any, should I give?

 

Anybody out there with similar dealings with Ruthbridge?

 

 

Regards, Jeff.