have any stays been lifted yet????

[hilaryfrances]

:D Or will I be the first? :roll:

 

Court on Monday peeps, wish me luck

[hedgey06]

This is a really encouraging read http://www.consumeractiongroup.co.uk/forum/abbey-bank/113839-my-stays-been-lifted.html

 

Best of luck for Monday - fingers crossed for you. x

[Bigmac versus]

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/109536-stroller.html

 

 

BEST OF LUCK.

[hilaryfrances]

thank you, I am think I am prepared as I can be, thanks to this site. I am not very confident though but you can be sure I will give it my bests shot

[hedgey06]

Chin up hun.......... you've come this far, so a little further is a walk in the park for you!

 

Best of luck for tomorrow - let us know how it goes if poss. x

 

p.s., have you got your 'stay bundle' together - just in case?

[Bigmac versus]

Fingers crossed for you.

[stonedecroze]

Everything crossed for you Hils

 

 

[hilaryfrances]

hey ho hey ho its off to court I go

 

thanks peeps and yes I have my stay budle at the ready

[georgieboy]

All the very best of luck hils.

[barnett]

Hi Hils, Really would love to know wot happened at Court today. I have applied to have stay lifted on my case v YB and got a notice of General Application to be heard at Leeds Court on Nov 7th. Is this the same as you've been to today? Did you need Stay Bundle as I haven't done one yet! Please post all the details. Any advise would be much appreciated! Thanks.

[hilaryfrances]

If you take my advice you will forget all about having your stay lifted and just wait the outcome of the test case. The judge was not at all pleased to have his judgement questioned, our cases today were heard by the QC who ordered a blanket stay. There was one woman on benefits and was represented by her daughter as she was not fit enough to speak. It was argued that even she could not qualify on grounds of hardship. I was told I was waiting for a windfall. Judgement has been deffered but I think his mind is made up as he has said that we may have to return to court if judgement goes against us and the banks want the cost of the case today. So you may not only get to pay the banks costs you may end up with a county court judgement as well. YOU HAVE BEEN WARNED.

[Bigmac versus]

10/10 for effort just so bloody frustating, roll on the day when the banks reap what they sow.

[hilaryfrances]

yer well we all might be reaping what we sow if we are not careful

[hilaryfrances]

:o I just wish to update you, I have been informed by another member of the forum that you cannot get a ccj for an appeal PHEW!

[Bigmac versus]

But you can get costs against you.

[hilaryfrances]

yes that is true, I think the best advice now is to wait until the outcome of the test case. I have had a letter today from the Alliance and Leicester saying that the OFT has asked banks not to procede with any cases and to await the outcome of the test case. The A & L have said they will stand by any descision that is made even though they are not involved with the test case. If this is what the banks are being told then to carry on is pointless.

[barnett]

Hi Hils, Sounds like you had a pretty hard time in court! Just out of interest, which Judge was it? and how many claimants were there? Did you personally stand up and explain your request for the removal of stay application? Not looking forward to attending!

[stonedecroze]

Bad luck Hils,:(

 

I can understand how angry and frustrated you feel at the moment, but you should be feeling proud of yourself. You have done as much as you are able to at present, and should be viewing this as just another minor setback. Keep your chin up YOU WILL GET YOU MONEY BACK it will just take a little longer now. And remember some people ARE getting stays set aside, you just got the wrong judge.

[hilaryfrances]

If it had just been a judge it would have been bad enough but the bloke was a flipping QC, nice enough though. Just extremeley clever. It was him that ordered the blanket stays in leeds so we were "playing with his baby" I did stand up and argue my case and although I was nervous he was very complimentary about the what I said and the way I was prepared with the bundle and everything. He also said that he recognised that I had made a great effort to stabalise my financial position. At the end of the day what he was saying is perfectly true, that even if the stay is lifted then the bank will just appeal, more expense, and just play it out until after the test case anyway. There were about 6 of us and we were asked if we minded going in together, we thought it was a good idea as we could support one another.

[conalot]

sorry havnt been on for a while life can get mental at times but im gutted for you am preparing for my telephone conference for mine to be lifted on 13th nov should be a laff (not) am not expecting to much but will do my best sorry again lass

[barnett]

Hi Hils, please could you give me some help. I'm in court next wed to apply to have my stay lifted. What should I include in my stay bundle? Apologies if i'm being a little thick! Thanks.

[conalot]

hi there barnett check out page 6 of my thread caro put up a list of this to include think its post 107 if that helps good luck

[conalot]

oh yes and hope this link works am not good at thishttp://www.consumeractiongroup.co.uk/forum/bank-templates-library/114505-bundle-stay-hearing.html

[hilaryfrances]

hello Barnett, sorry not replied before but pc playing up, using my husbands clonky wind up model at the moment. If I were you I would not bother going to court to try and have stay lifted, By the time the bank has appealed against the lifting of the stay ( if you win) the test case will be under way. If you are determined to carry on, there is a small court bundle to prepare, if you are asking for the stay to be lifted on hardship grounds then dont forget to include a list of your outgoings and income. Good luck Hils

[barnett]

Thanks very much for that Hils. Havn't decided wether to go to court or not yet, but will let you know how I get on if I do.