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Hello, I am ashamed to say that I have gotten myself into a payday loan mess that is really scaring me and I just don't know how to get out of it. It started a three months ago with just £200 to help with some car repairs, it has spiralled out of control to a point where once they take out the loan of £800 in 9 days it will leave me with £20 to live on with this vicious circle just continuing, I feel sick just thinking about it. I can afford to pay it back over 4-5 months if I didn't have to worry about the interest and could just manage it over a realistic period. Is this something that you think they may be agreeable to and if so how might be the best way to go about it, it says to contact them 3 days before but this will obviously accrue another 6 days interest amounting to £60. I've read that it's best not to contact them by phone and to also contact my bank? Thankyou!
