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Found 2 results

  1. Happy 2015 to everybody. I receently received a letter from a company called Watson Hope & Co regarding a debt I have. I'm reluctant to divulge full details regarding the debt (medical) but was hoping a few general answers could be provided: 1) Are these a legitimate company? The letter arrived dog eared, tatty, and actually open at the bottom of my garden? I have read other accounts online of the letter arriving in a similar condition. I've been to their website and they look legitimate.. .but a cat can look legitimate these days. The letter itself is also riddled with peculiar language and grammar choices (more peculiar than my own). I guess my question is: do I now owe these people money or is the debt still with the original creditor? 2) The original amount is for £570. This is an amount I am willing and, in fact, have tried to pay. The only reason for the delay in payment is due to the creditor not fulfilling their obligation. Watson Hope claim that they are owed a further £85.50 as a "collection fee". This ammount I am not so willing to pay. Is it too late for me to discuss this matter with the original creditor, despite having tried to do so on multiple occassions already? And finally... can I fight this? And is it worth it? The letter is riddled with slightly threatening language. Thanks in advance for any help with this.
  2. Just had a very tatty letter delivered today from the above. It looks like it has been opened and taped shut a couple of times! Long story short, we borrowed some money from a friend on the understanding we would pay it back when we could. That time is hopefully almost here and we intended to pay it back with interest. It's about £7.5k. We received this letter saying they are instructed by their client, our friend, to collect the debt that has "been outstanding for far too long"! it's pay up now or we will issue a writ, their words, now I know they can't do this as they are only an accountancy/debt collection company, but they want a collection fee of over £1.1k!!! We are to send a cheque payable to our friend to them. They are saying the letter complies with the Civil Procedure Rules, new to me, but I'm no expert. We have nothing is writing from our friend, we intend to pay in full with interest, but I'm not sure I want to pay any interest after this letter from this outfit. What do you think would be the best course of action now
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