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Showing results for tags 'unenforeable'.
Found 2 results
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Barclaycard response below: I will only post the important bits We refer to your request for documentation under Section 78 of CCA 1974, we need to advise you that , regrettably, we are currently unable to fulfill your request. As such, we are not currently able to enforce our agreement with you and the agreement will remain unenforceable until such time as we are able to fulfill your request. what this means for you whilst discussions continue, we know that we're not able to enforce our agreement with you, but our rights continue to exist under the agreement. your balance is £3,731 and you will need to continue payments, blah blah blah. it is important to note that, where debt has accrued on your account, we will, where required, report to credit ref agencies, demand payment blah blah blah. they acknowledge delay in responding and accept that they are therefore prevented from enforcing our agreement they di however very kindly enclose a copy of short form cancellation and historic terms and conditions - why would I want those, lol next action - IGNORE and see this as a winner ??
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Hello, This may be a silly question, but I am just curious, I had a loan with an RBS bank for around 8k left to go, it was unenforceable due to no credit agreement and various other problems, it went to court, their solicitors backed out and costs were paid to my solicitors. Original loan was around 12k, so had been paying it off for awhile, Anyway, the loan amount included PPI, I’m guessing the answer is no, but can you claim PPI in this situation, and if you could, would it just be taken off the outstanding loan, so not much point?. I was just wondering so thought I would ask . Thanks, hereigo
