NOt really asking for advice here but more making a point and wondering about the legality of this. We are currently acting as Executors in a friend's Estate and we have noticed something which to me seems quite worrying. We contacted everyone that we needed to as soon as we could after the death - you know the usual - water, council tax, phone, utilities and the financial institutions. He owed about a £1000 to MBNA and the phone company Talk Talk said they couldn't shut down the phone line for a month. Shortly after we received a bill from Talk Talk with a note on it saying that if we didn't pay it within 7 days then they wouold charge us £10. This was for around £30 ? I rang them and they said it was a standard letter. Yesterday morning we received two letter from two different Debt Collection Agencies - although one of them called themselves Probate specialists both Talk Talk and MBNA had sold the debts on to these people. I rang the Talk Talk one and they were very sympathetic but they began to quiz me on whether the deceased had a property, asking when we could settle the bill and so on; well as some of you know I've had many years of experience of dealing with DCA's and I have dealt with a couple of estates previous to this and I put a flea in their ear and said that we were waiting for probate and as soon as we were able to release funds then they would be paid; they still pushed and were asking about funeral costs, but I told them to go away. I haven't bothered to ring the other one yet. What actually worries me - is this a trend and as both the letters were standard DCA legalese - although a lot less threatening in tone I think someone who is more innocent in their ways and who is grieving then it would scare them to pay the debt from their own funds (if they had them) before the legalities of administering an estate would be completed. Thanks GS

Hi guys, I've just come accross this new trend on YouTube... young girls posting videos and then consequently being trolled. What do you guys make of this? Don't understand what makes the girls post these videos- what do we reckon? Here's an example of one: http://www.youtube.com/watch?v=zpM-3Y3LWRU&feature=plcp It worries me slightly