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  1. I've been asked to become treasurer of a small local group of a UK Charity charity however it's been years since the treasurer has changed (the usual story been trying to give it up just as long as they've been treasurer) and so I'm online looking for the mandate forms to change things over but I've never done anything like this before and so I'm a bit stumped first question what is the difference between a Signatory and Non-Signatory? and secondly will I be credit checked and potentially refused due to recent late payments and non payments regarding two small debts (
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