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Found 2 results

  1. My friend's son (Mr Smith junior) has received a pcn from ECP via an ANPR camera for staying approx. 20 mins too long on a car park in town. When the letter from EPC arrived, it was addressed to plain old Mr Smith (no forename or initials) so unfortunately it was Mr Smith (senior) who opened the letter thinking it was his. What are the best options for Mr Smith to defend this charge since it appears that a £100 charge is excessive for 20 mins.
  2. Just wanna say what a load of crap these credit files are!! I have 2 Mobile phone contracts, a store card, 3 credit cards, 2 bank accounts and a next catalogue, all of which have an excellent history (never miss a payment etc) I have lost count of the amount of times my cards have been maxed out and paid back! A payment was made on a credit card that I no longer use and I was unaware (£15) so i missed the payment for 2 months. £15 became £62 and I paid it in full, but now I can't get a loan for a car over a £15 website renewal when my credit cards have thousands paid on and off them every month (I use them as my company credit cards buy stock etc) Does anyone else think this is ridiculous?
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