ello theoldgit :
I have come across one of your replies in regards to Visa Application UK
I was in UK under Tier 1 PSW permit until February 2014 , and had personal loans of GBP 2000 and un paid credit cards and phone contracts not more than 6000 GBP in total, I could not repay them since i left the country due to expired leave to remain .
and I have checked on the trustonline.org.uk - i do not have any CCJ against me
I am concerned this debt which I owe to the Creditors will hinder my new tier 2 (general) visa application
Kindly advise me, will this debt will come under General Grounds of refusal - under Deliberate Debting
your reply and advise will be really helpful and appreciated