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Hi again to all on the forum Going back around 4 years ago when i was at rock bottom 'well finacially' i stupidly borrowed £500 off Wonga, it was rolling loan over a period of months, i would borrow and pay back on time and re borrow almost the same day etc etc. This went on until i received a letter from Wonga saying that they had reviewed their lending criateria and i would not have qualified for a loan under their new regulations, I do believe that at the time they wrote off many loans however in my case and as many others they cancelled all the interest as a goodwill gesture which left the origianol loan to pay back. At the time i wrote a letter to Wonga saying they were reckless and broke the lending conduct that they should adhere to (i now it sounds a little silly but i was hoping for a letter back simply saying 'ok we will drop the lot and cancel out the loan) this didnt happen it went dead for 4 years untill yesterday when a letter hit the matt from BPO Collections. Can anyone assist with any form of advice here, Should i make an token offer of repayment with BPO Collections or should i continue with my complaint that they should not really have lent the money out (which they new full well at the time) and therefore are not receiving a penny back?
