In 2004 i opened a shop.After just 6 months some builders moved in upstairs and caused my stock room ceiling to collapse causing approx 30ks worth of damage.The resulting court case (which took years) i took out against the builders (nothing to do with me) caused a terrible toll on my health.In the stock room I had stock that was brand new on a 30 day account the stock was for the coming year (valentines, easter etc).The result was that one of my creditors got particularly aggressive and wanted immediate payment.At the time I had pneumonia from the dust in the shop and no income as i had lost my shop.The result in January 2006 was a CCJ.The ccj paperwork had been sent to my (useless) solicitor who did nothing to help me even negotiate with them.I didn't even get the 14 days to respond because my solicitor didn't bother to even tell me.Their solicitor was pretty nasty and started asking if I owned my house so they could put a charging order on it (i rent).I paid the ccj as best i could and by Jan 2012 when the ccj disappeared from the register i owed £600 having paid some £2500 over those 6 years.I am now in financial difficulty and I have 2 children with additional needs as well as a husband with health issues.This morning I had a letter from sherforce plus threatening me and telling me they want to send a recovery officer to my house.Are these people bailiffs? Please help as i am terrified and in tears.What happened with the shop was a dreadful time in my life and this is like a never ending nightmare.I have nobody at home who I can even tell I have had this letter (my husband is poorly and wouldn't deal with the stress of it very well)