I've had a look around the web to see what people thought about StepChange.
In the past I would have begged and pleaded for such help (well for the help which they advertise).
I was just wondering if they're all up to what they claim to be as I have a few friends and family members that could do with their help..
Personally I found that loads of coffee, nights in, lights out early, and hardcore debt payments sorts it out Evil yes, worth it yes. The fun I got with the various (poor souls) working for the DCA"s on the way, priceless
Cheers,
A