hi all..
i have defaulted on my halifax credit card .
.they have been accepting 1.00 per mth for 3 mths..
they wouldnt freeze intrest or stop late payment fees.
.im on benefits..
no assets in rented accomadation,no savings,absoulutly nothing,!!
can i claim back the charges for intrest and late fees knowing they knew my situation ??
also im still paying 1.00 per mth
..when i hear from them again is it a good idea to ask for a CCA?
cheers guys i love this site