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  1. Hi all i have a problem i received a letter back in August 2011 from Northumbrian Water saying i owed £1800 odd pound up until the date 4th Jan 2011. I had moved out of the property on the 21/12/2004 and was advised to contact the council to prove that i had moved to my new address then, did that and got written contact saying i owed £705 on the dot as i presumed the debt is over 6 year old (8 year to my reckoning) i just left them to it. Come today i received a letter from Regal Credit Solutions for the amount of £705 it said this-: We write to advise you that we are INSTRUCTED by our client to demand the immediate settlement of the above debt. We would ask that you forward the outstanding amount in full, quoting your Reference Number. Your Cheque of postal order should be made payable to "R C C Ltd" and sent in the enclosed 'reply paid' envelope. Alternatively payment can be made to us online, via our automated telephone based payment system or by contacting us on the above number. As our Client has already obtained Legal Judgement for this account, if we do not receive repayment proposals from you, we will explore taking further action to 'Execute the Warrant'. This will add further legal costs to the account and have a king term detrimental effect on your creditworthiness. If you are experiencing verifiable hardship you should contact us immediately as we may be able to set yo an affordable arrangement with you depending on your circumstances. We would strongly recommend the you DO NOT IGNORE this letter, but telephone our offices as soon as ****inle between the hours of 8:00am to 8:30pm weekdays and 9:00am until 2:00pm on Saturdays. Yours faithfully, REGAL CREDIT CONSULTANTS LIMITED ---- Now i am not sure where to go with this as the debt is now 8 years old? "As our Client has already obtained Legal Judgement for this account" This bit threw me i guess that Northumbrian Water took it to court previously before the amount was amended but where does that lie me? Can they force a CCJ that has been applied from so far back or for a different amount? I am at a stick atm and not sure what to do any advice would be greatly helpful to me. Thank you.
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